China Insurance Research Institute is called China Insurance Automobile Technology Research Institute Co., Ltd.. Is a non-profit organization founded on 20 15, initiated by insurance institute of china, and jointly funded by eight insurance companies and Jingyu Century Company.
What are the positions and relations of several parties?
Jingyao Century Company is the earliest and largest supplier of vehicle and parts data in China. Eight insurance companies provide operating funds for China Insurance Research Institute; The test results of vehicle safety by China Insurance Research Institute will be used to provide reference for premium formulation of eight insurance companies.
Unlike C-NCAP, a well-known "five-star wholesale department" in the industry, C-IASI mainly tests low-priced cars on the market and does not accept car inspection by enterprises; There is also a unique crashworthiness and maintenance economy index in the C-IASI test, which represents the maintenance cost of the vehicle after a serious accident and determines whether it is necessary to increase the premium of the vehicle. In addition, the C-IASI test standard is closer to the American IIHS, which is the most stringent collision test.
This objective, fair, strict and unprofitable organization has done many vehicle crash tests. But what impressed the public was the "Three Guns" of China Insurance Research Institute.
First published by China Insurance Research Institute. Passat got the worst "P (poor)" in the "frontal 25% offset collision" project, ranking the bottom among the 4 1 models tested.
This result has brought great pressure to this hot-selling model of SAIC Volkswagen, and even directly affected the sales of Passat. Relevant data show that in the month when China Insurance Research officially announced the final test results of Passat, the sales volume of Passat was as high as 26,000. When the news was fermented in the market for a whole month, Passat's sales volume halved to 1.36 million.
For the second time, after the crash test of Guangqi Honda Hao Ying by China Insurance Research Institute, it experienced the twists and turns of "transmitting news on the net", "false results" and "data stolen".
This process made China Insurance Research Institute encounter the biggest trust crisis since the crash test, and also made Hao Ying's sales "evaporate" by nearly 6,000 vehicles in the second month after the Oolong incident. That is, from this time on, China Insurance Research Institute entered the "silence" for nearly half a year.
For the third time, on February 2, 65438, China Insurance Research Institute announced the crash test results of five models at one time. These include Passat, which SAIC-Volkswagen applied for testing independently, and Hao Ying, a previously controversial Guangqi Honda.
According to the test results released by China Insurance Research Institute, Passat is obviously different from the previous test results. All the sub-tests have obtained excellent ratings, and the crashworthiness and maintenance economy have also obtained good ratings. Hao Ying scored "A" in the 25% offset test and side impact test, and "P" in the crashworthiness and maintenance economy. The rest of the scores are excellent, which is consistent with the previously leaked results.
It was this half-year release that brought China Insurance Research into the public eye with the image of public opinion.
At this time, many parties in the industry have their own opinions, and some remarks point to China Insurance Research Institute being "charged"; There is also a view that although Hao Ying bent the A-pillar in the 25% offset collision video, she kept her score because the airbag was opened in time and there was no deviation. As for the reversal of Passat's performance after retesting, it is also a good result of SAIC Volkswagen's special reinforcement of the body when Passat was redesigned in the middle of this year.
The voice is noisy, but it always revolves around "right and wrong". If you jump out of Rashomon, you will see more.
First of all, it is the fairness of insurance research in China.
As early as 20 15, China Insurance Research Institute joined RCAR (World Automobile Maintenance Research Association). This is the most authoritative alliance of insurance research institutions in the world, and the American IIHS crash test is often used as the safety benchmark in the industry. The initiator IIHS, American Highway Safety Insurance Association, is a member of this alliance.
According to RCAR regulations, member enterprises must be wholly owned or fully controlled by insurance companies, and other business groups are prohibited from joining. Moreover, the vehicles used in the crash test of China Insurance Research Institute are randomly purchased from the market, which also avoids the possibility of "cheating" by automobile manufacturers.
This makes the collision test of China Insurance Research Institute different from the C-NCAP collision test initiated by China Automotive Technology Research Center: the latter is both a contestant and a referee.
In addition, the collision test of China Insurance Research Institute basically draws lessons from the process and standards of American IIHS collision test, which can better test the safety of vehicles in extreme accidents. In contrast, the C-NCAP crash test is "childish". Then, this stricter testing degree will require automobile manufacturers to make more extreme improvements in vehicle safety, rather than simply going through the motions with a "five-star perfect score".
Improving vehicle safety is a good thing for automobile consumers, and it also plays a role in forcing technological progress for automobile manufacturers. From this point of view, such remarks as "China Insurance Research Institute, which has no supervision unit, allows holding insurance companies to raise their premiums through collision tests and never make more money" are sheer nonsense. However, China Insurance Research Institute still cannot escape its responsibility. The "Oolong" incident of Guangqi Honda Hao Ying exposed the problems that internal processes still need to be improved.
Secondly, whether SAIC Volkswagen has the problem of "black-box operation".
Passat once again participated in the collision test of China Insurance Research Institute, and the test vehicle was "independently applied for testing" by SAIC Volkswagen. Because of this, many people's attention is focused on whether this is a "special reinforcement model". In fact, this is a misunderstanding of the literal meaning. The vehicles participating in the test are still purchased by China Insurance Research Institute, but reimbursed by SAIC Volkswagen.
This year, SAIC Volkswagen listed Passat's mid-term modified model, and this time it was a new car after the modification. Comparing this new car with the discontinued 20 19 Passat models of the same class, it is found that the engine is replaced by the national six standard and the fuel tank is enlarged. In addition, the weight of the whole vehicle is also 15KG, and the price has also increased by 1000 yuan.
Where is the added weight and price? It must be used to reinforce the previously criticized A-pillar. There is no doubt about it. After all, SAIC Volkswagen has tasted the lessons of Passat this year. Compared with the serious fact of sales decline, there is no need to be clever in collision testing.
Admitting a mistake is half corrected. But there is a more serious problem, that is, has the "quality upgrade" emphasized by SAIC-Volkswagen for many years been implemented in serving China consumers?
As of press time, official website, SAIC Volkswagen, still described Passat as: "As the forerunner of the mid-to high-end car market trend in China, Passat has been leading all the way from Passat to Passat since it entered China in 2000, and Passat has been leading all the way. Passat's new Passat, every change of Passat brand shows the unremitting pursuit of quality and technology, setting a new benchmark for mid-to high-end cars in China. "
A classic B-class car that has existed in the China market for 20 years, unexpectedly, because of a crash test at the end of 2065438+2009, it triggered a safety upgrade that consumers in China paid extensive attention to. So, what drives SAIC Volkswagen's technological innovation is its "unremitting pursuit" of quality and technology? Or can we only rely on a non-profit organization to make progress?
Associated with this is the same official positive words in the overwhelming publicity of automobile manufacturers. To what extent have these upgrades, innovations and replacements deepened? At present, we can't completely see from the past test results of China Insurance Research Institute that there will be more hot-selling models in the future, which will be presented to consumers and the market in an unbearable fragmented way.
I can only hope that overseas car companies will keep their heads down in the China market, and China car companies will stand up as the backbone of the nation in the domestic market-in the face of consumers who find it most difficult to know the truth about vehicles, please? Mind your own business.
Finally, the "right to speak" of China automobile industry reflected by the whole incident.
At the early stage of the development of China automobile industry, due to the lack of core technology and weak independent brand strength of China automobile enterprises, we did not hesitate to open the market for technological change. As a result, overseas car companies have set up joint ventures in China.
Although this has promoted the development of China automobile market to some extent, it is undeniable that the entry of overseas automobile enterprises into China has also squeezed the living space of China brand. Even, some car companies in China, such as Brilliance, failed to switch to technology as they wished, not only handed over their share ratio, but also were inevitably involved in bankruptcy and restructuring.
As the market opportunity is compressed, it is the "right to speak" of China automobile enterprises. Before the emergence of China Insurance Research Institute, C-NCAP, as the first professional third-party evaluation institution in China, became an important reference for ordinary people to judge vehicle safety when the information was not particularly developed. However, due to its commercial nature, China consumers' "what they see and hear" about vehicle safety has become "information that car companies deliberately want to instill".
So, who is leading the voice of the automobile industry? Who reached out to the auto parts industry again? If the public opinion of blindly singing bad words obliterates the credibility of China Insurance Research Institute, who can represent the credibility?
Looking back on the past development of China's automobile industry, it took us decades to breed private automobile enterprises such as Geely and Great Wall. It took nearly ten years to support the new forces in China, such as Wei Lai, Tucki and Ai Chi. That is, five years ago, China Insurance Research Institute was born and dared to speak out for the safety of China car owners. It is these that have established a healthy ecology for the development of China's automobile industry.
China's insurance research is only a very subtle part of the ecology, which is very secret and great.
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This article comes from car home, the author of the car manufacturer, and does not represent car home's position.