Earn mainly by loans
Automobile mortgage is a loan to the borrower or a third party's automobile or institution or automobile consumption loan company, which is mainly used for automobile consumption. Of course, cars depreciate rapidly, and traffic accidents are likely to affect the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. ) and cars provide a new channel for people who own private cars to borrow short-term financing.
2. What profit model does SAIC General Finance adopt?
The profit model of SAIC-GM Auto Finance Company is a non-bank financial institution that provides financial services for China auto buyers and sellers. At present, there are two kinds of automobile financing services in China, one is to provide wholesale financing services for dealers, and the other is to provide loan services for individual automobile consumers.
Third, how can auto financing companies make money?
Saic General Motors Finance Company (gmac-saic) was established in 2004, which is a joint venture company of General Motors Finance Company, SAIC General Motors Company and SAIC Finance Company. Among them, General Finance has been the largest and most professional auto finance service company in the world since the establishment of 19 19. As the first professional auto finance company in China. SAIC General Motors Finance Company specializes in providing financing services for customers and dealers of general motors and other automobile brands. The registered capital is 65.438+0.5 billion yuan. Since its establishment, the company has provided all-round auto finance services to more than 500,000 auto consumers by virtue of international advanced auto finance management experience and technology, and maintained a leading position in the market. After years of construction and development, the company has built a service network with wide coverage, rich business varieties and first-class service level. Companies adhering to the "integrity, professionalism, customer first, innovation" business philosophy, in the domestic auto finance industry has always maintained a leading position. SAIC General Motors Finance Company is the first company in China to open online auto loan application business. Customers only need to log in to SAIC General Motors Finance Company official website and fill in simple personal information to successfully apply. Professional customer service staff will provide quality service within 24 hours of online application. SAIC General Motors Finance Company offers a variety of loan packages to choose from: worry-free smart package, smart smart package A, smart smart package B, easy-to-enjoy stable package A, easy-to-enjoy stable package B and easy-to-buy package. At the same time, we can also tailor personalized loan products according to customers' needs.