Which bank is good for corporate loans?
I. Postal Savings Bank-Tax Credit
Maximum amount: 3 million
Credit term: 1 year (the credit line is valid for 2 years).
Credit conditions:
1. The enterprise has been operating normally for more than 3 years and has a tax payment record of more than 2 years.
2. Small and medium-sized enterprises with 2.AB tax level.
Two. Ping An Bank-Tax Loan
Maximum amount: 3 million
Repayment method: the daily interest is 0.03%.
Credit conditions:
1, legal persons or shareholders (20%) can apply.
2. The business license is more than 3 years, and the tax level of the merchants who issue VAT invoices is ABC.
Third, Xiamen Bank-Tax E Loan
Maximum amount: 3 million
Credit conditions:
Small and micro enterprises guaranteed by joint liability of legal person and actual controller.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
Where to go for enterprise loans in Wuxi, Jiangsu? There are these channels
Many small and medium-sized enterprises in Wuxi, Jiangsu will inevitably encounter difficulties when they need loans, and corporate loans are generally business loans, so we must choose the right channels, otherwise it is more likely that loans will be rejected. Here, I will give you an inventory of the common loan channels of Suzhou enterprises. As for where to get a loan, it depends on your choice.
First, the common channels of Suzhou enterprise loans
1, looking for a bank
There are many advantages in finding bank loans, and there are many kinds of products. Credit loans, mortgage loans and secured loans are always suitable for enterprises to apply. In addition, the interest rate of corporate loans is low, which is generally implemented according to the benchmark interest rate of the central bank. There are also many policies to support enterprises, such as discount loans. The application is quite good.
Generally speaking, however, only those local branches in Suqian can apply for corporate loans, and there are some online banks, such as the Wechat business loan of Weizhong Bank. If Suqian enterprises have the integrity to pay taxes, they can try it. The maximum loan amount is 3 million yuan, and there is no need for mortgage guarantee. Apply directly online, and the audit can be completed in 30 minutes at the earliest, and the loan will be received on the day when the qualification is good.
Step 2 find a financial company
Finance companies have a low loan threshold, which is easier to apply than bank loans, but the interest will be higher. In order not to be routine, we must find a formal financial company with loan qualification in Suqian.
When making a loan, read the terms of the contract carefully, paying special attention to interest, repayment method, overdue, etc. If there are hidden terms, or if the loan was charged before, don't believe it, and don't do it if the annual interest rate exceeds 24%.
2. Where can I get a loan from a company in Wuxi, Jiangsu?
Generally speaking, it should be selected according to the credit situation of the enterprise. Banks have good credit and loan companies are generally qualified.
But if you want to take a chance, you can go to the bank to touch porcelain first, and then go to the loan company if the bank doesn't lend.
Where can I get a loan from an enterprise in Xi 'an, Shaanxi? Choose formal channels.
Many small and medium-sized enterprises in Xi 'an, Shaanxi Province must have enough funds to maintain their operations, and in the case of insufficient free funds, loans are the fastest way to obtain funds. Before handling loans for Xi 'an's enterprises, we should consider where the loans are better. Here, let's take stock of several formal loan channels.
Where does Xi 'an, Shaanxi have a corporate loan?
1, looking for a bank loan
Many companies registered locally in Xi 'an can apply for corporate loans from banks with branches and businesses in Xi 'an, which are collectively called commercial loans. There are many kinds of loans, such as mortgage loan, credit loan, bill loan, pledge loan, fixed asset loan and mortgage asset loan. Different types of loans have different requirements.
If an enterprise cannot provide assets as collateral, the best way is to apply for a credit loan and obtain a certain loan amount according to the credit and operating conditions of the enterprise. For example, Xi 'an enterprises can apply for online loans from Agricultural Bank and cloud tax loans from China Construction Bank.
Step 2 find a financial company
The advantage of finance company loans lies in the low threshold, as long as they meet the basic conditions, they can apply. Small and medium-sized enterprises with high interest rates and unable to reach bank loans can only choose this way to lend. The most important thing is to find a local financial company with formal loan qualification in Xi 'an and choose the right products.
In addition, you can also apply for loans online, such as online merchant loans from online merchant banks, which can provide loan services for Taobao stores with a maximum amount of 2 million yuan; If the qualification of the enterprise is not very good, the business owner can apply for loans in his own name, such as 360 IOUs and good-term loans. The maximum amount is 200,000, which is suitable for short-term loans of small and medium-sized enterprises.
Which loan platform is good, easy to apply, and fast?
What platforms are there for corporate loans?
Under normal circumstances, corporate loans are relatively large. Under normal circumstances, corporate loans can be handled through commercial banks or loan companies. Among them, the banks that handle corporate loans are China Construction Bank, China Bank and China Industrial and Commercial Bank. Common loan companies include Rongdao.com and Easy Loan China.
I have to remind you that many enterprises now choose loans for their development. When choosing a loan, we must pay attention to choosing a formal enterprise platform, so as to ensure our personal credit problems.
If there is demand, I recommend that you spend money. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18). The brand is trustworthy and the interest rate is low. The money is spent-full of easy loans, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
Click online measurement
It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards. Online lending is risky, so choose carefully!
Where to go for enterprise loans in Qingyuan, Guangdong? Try these methods.
Many enterprises in Qingyuan, Guangdong will inevitably encounter difficulties in production and operation, and they need to borrow money to obtain funds. Many enterprises are not familiar with the loan channels for the first time and want to know where to borrow money. Let me give you a brief introduction.
Where to go for enterprise loans in Qingyuan, Guangdong?
In fact, there are many channels to choose from for enterprise loans in Qingyuan, Guangdong Province. There are two most common ones, namely, Qingyuan has a bank that conducts enterprise loan business and Qingyuan has a local formal loan company with lending qualifications. In contrast, many enterprises will prefer bank loans. Although the threshold is high, but the funds are safe, it is important that the interest is low.
However, banks have many corporate loan products. It is suggested that enterprises that pay taxes in good faith can apply for corporate tax loans. You can look at the following two paragraphs:
1, Weizhong Bank-Ye Wei Loan
Weizhong Bank opens enterprise credit loans to ordinary taxpayers or small-scale taxpayer enterprises with a maximum amount of 3 million yuan and a maximum loan period of 3 years. Daily interest ~ Guangdong province is included in the exhibition area. Qingyuan enterprises that meet the requirements can apply online by business owners or legal persons.
The enterprise is required to have been in business for two years and have business data for more than two years, and the tax grade is A/B/C/M. The value-added tax payment in any year in the last two years is not zero, and there is no overdue tax payment in the last six months.
2. Huaxing Bank-promoting loans through taxes
Refers to the RMB loan issued by Huaxing Bank to small and medium-sized enterprises that pay taxes in good faith, which can be applied by enterprise shareholders or individual industrial and commercial households. The maximum loan for each enterprise is 500 yuan, and the single maximum loan is 50 yuan. The amount can be recovered within 2 years, with a monthly interest rate of 0 ~ 20%, and the average capital or equal principal and interest can be repaid together with the loan.
The enterprise is required to pay a tax grade of A/B/C, with an average annual tax payment of not less than 5,000 yuan and above in the last two years, and the recent tax payment of 1 year cannot be zero, with a year-on-year decrease of not more than 30%; Taxable sales for three consecutive times or six cumulative times in recent two years cannot be recorded as zero.