Refers to the enterprise legal person engaged in credit reporting business activities approved by the credit reporting supervision and management department. It is a third-party organization other than the two parties to the credit transaction, with a certain scale of credit information database.
The first batch of commercial credit agencies:
2065438+200510.5, the central bank issued the Notice on Preparing for Personal Credit Information, requiring eight institutions including Sesame Credit Management Co., Ltd. and Tencent Credit Information Co., Ltd. to prepare for personal credit information for six months. This means that these eight institutions will become the first commercial credit reporting institutions in China.
According to the requirements of the Notice, eight institutions, including Sesame Credit Management Co., Ltd., Tencent Credit Information Co., Ltd., Shenzhen Qianhai Credit Information Center Co., Ltd., Pengyuanzheng Credit Information Co., Ltd., China Chengxin Credit Information Co., Ltd., China Zhicheng Credit Information Management Co., Ltd. and Beijing Huadao Credit Information Co., Ltd., should make preparations and improvements in strict accordance with the Regulations on the Administration of Credit Information Industry and the Measures for the Administration of Credit Information Institutions, so as to meet the requirements of relevant laws and regulations and effectively comply with the law.