1 and the advantages of Huaxia Fulinmen Shi Sheng Edition
① Universal account has a high settlement interest rate and many expected returns.
Huaxia Fulinmen Shi Sheng Edition adopts the pricing interest rate of 4.025% and the universal account guarantee interest rate of 3%. The latest settlement interest rate of universal account gold housekeeper pension annuity insurance (universal and winner version) is 6%, and the highest of similar products is about 5.0%.
(2) The early return is fast and the funds are absolutely safe.
Huaxia Fulinmen Shi Sheng Edition is a medium-term annuity, with all benefits in advance, faster return and safer principal, which is very suitable for customers with high liquidity demand.
(3) A right-hand man who is in urgent need of money.
Huaxia Fulinmen Shi Sheng Edition and Universal Account can be used to apply for policy loans. You need money badly and Dont Ask For Help, you can protect yourself.
(4) Self-insured exemption.
During the payment period, the insured died or was totally disabled due to accidental injury and was under 60 years old. Subsequent premium exemption is suitable for mutual insurance between husband and wife or insurance for children's parents.
2. Disadvantages of Huaxia Fulinmen Shi Sheng Edition
① As an insurance wealth management product, whether the expected income can resist inflation is actually unknown;
② The insurance threshold is limited: 0-70 years old, and the minimum premium is 65,438+10,000 yuan; 0-65 years old, 3 years /5 years, the minimum premium is 20,000 yuan; 0-60 years old, 10 years old, minimum premium 1 10,000 yuan. There are still many restrictions if you want to insure your parents.
Tips: The above contents are for reference only. For details, please contact Huaxia Insurance Customer Service at 95300.
Reply time: 202 1-09-28. Please refer to the latest business changes announced by Ping An Bank in official website.
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