It's not Yin Hang's, it's true. Ctrip Finance is the official personal micro-credit platform under Ctrip Group. It is not an institution under Yin Hangqi, but a licensed institution. It has been connected to the credit information system of the People's Bank of China and is supervised and managed by the State Administration of Supervision. It is a regular product, and Ctrip Finance is a wealth management product created by Ctrip officially for Ctrip users.
Does Ctrip Finance collect credit information?
Ctrip Finance is a credit report. After handling the loan, you must repay it on time. There can be no overdue repayment. Penalty interest will be generated after the deadline, and the platform will collect it. If the loan amount is large and overdue for a long time, the borrower may be sued at this time. After the court's decision, it is impossible for the user not to repay, and it will be enforced.
If Ctrip's financial loan is granted, it will affect users' subsequent loan processing. Moreover, after the arrears are returned, this record will be kept in the credit report for 5 years, and will automatically disappear after 5 years. If it is not returned, it will always be recorded in the credit report.
In order to avoid overdue repayment after borrowing, users must measure their repayment ability and know what kind of income they use to repay. Only when they have more income can they apply for a loan. In fact, when there are not many personal loans, users can borrow from users around them to avoid paying interest.
Ctrip Financial Company, the full name of which is Shanghai Ctrip Financial Information Service Co., Ltd., was established on October 9, 20 14/kloc-0, and its registered place is Room 368, Part 302, No.21/kloc-0, Ford North Road, China (Shanghai) Pilot Free Trade Zone. Its shareholders include Ctrip.com Technology (Shanghai) Co., Ltd., unionpay international Co., Ltd. and Shanghai Ling Kai Business Consulting Co., Ltd.
Version information: Take Ctrip version 8.47.0, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.
Is Everbright Guo Xin Finance the same as Ctrip Finance?
No, Everbright Guo Xin Finance belongs to Everbright Guo Xin Jin Fu (Beijing) Technology Co., Ltd., and Ctrip Finance is a financial company under Ctrip. They are not the same company, so they are not the same company.
The Relationship between Ctrip Finance and Beijing Mutual Fund
Hello, what is the relationship between Ctrip Finance and Beijing Mutual Gold? The relationship between Ctrip Finance and Beijing Mutual Gold is the relationship between the holding company and the accused company. Beijing Jin Mu is a 0/00% holding company of Ctrip Finance/KLOC, which belongs to Ctrip Finance. Therefore, the relationship between Ctrip Finance and Beijing Mutual Gold is the relationship between the holding company and the accused company. The full name of Ctrip Finance is Ctrip Group, which was established in 1999. The group's brand logo is dominated by dolphin patterns.