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Extended data
What should I do if I have been unable to log in to CCB's personal online banking?
If you can't log in to personal online banking, you can try to solve it in the following ways:
1. Check whether the ID number or user name entered is correct. Please refer to the receipt for the ID number.
2. When setting the user name, the system will check "Login with User Name Only" by default. If you forget your user name, you can enter the online banking login page, click the "Forgot User Name" menu, and use your ID number to resume login.
What should I do if I forget my personal online banking password?
If you forget your personal online banking login password, you can follow the following steps:
1. Click the "Forgot Password" button below the "Login" button on the personal online banking login page to reset the login password.
2. If the reset fails, please bring your valid ID card and the savings card/passbook for opening online banking to any outlet for reset (the contracted customer must bring the signed savings card/passbook).
3. If you registered and opened it yourself through the website, please cancel the online banking through the website and re-apply for opening it.
Tips: Customers who have unified the user name and login password of online banking and mobile banking can only reset the login password of online banking in the first two ways. After the successful reset, the login password of mobile banking will also be changed synchronously.
Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.
20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, and the English name of online banking was stipulated as Online Banking Service.
Chinese name
Definition of online banking
Virtual counters set up by banks on the Internet.
primary service
Provides functions such as account opening, account closing, inquiry, reconciliation and intra-bank transfer.
develop
19951June18th, the world's first financial institution named after online banking-Security First Online Banking (SFNB) opened its "virtual door". By the end of 1997, there were 103 tradable financial websites in the United States, including banks and deposit institutions. By the end of 1998, this number had jumped to 1 300. With its high deposit interest and real-time, convenient, fast, low-cost and full-featured 24-hour service, online banking will be loved by more and more customers, and its number will grow rapidly, becoming a very important part of the banking industry in the future.
1In February, 1996, the Bank of China set up a home page on the Internet and published information on the Internet for the first time. At present, ICBC, Agricultural Bank, China Construction Bank, CITIC Industrial Bank, Minsheng Bank, China Merchants Bank, Pacific Insurance Company, China Life Insurance Company and other financial institutions have established websites on the Internet. [3]
More and more commercial banks have set up internet finance departments and digital finance departments, and introduced financial technology companies to open cooperation and build digital banks. On the whole, the digitalization of China's banking industry is deepening, from 65,438+04.83% in 2065,438+00 to 73.78% in 2065,438+08.
superiority
The characteristic of online banking is that as long as customers have their own account number and password, they can access online banking all over the world to handle transactions through the Internet. Compared with traditional banking services, the advantages of online banking are as follows:
(1) greatly reduces the operating costs of banks and effectively improves their profitability. The second line of Internet I mainly uses public network resources. There is no need to set up physical branches or business outlets, which reduces the personnel cost and improves the efficiency of the bank back-office system.
(2) There is no limitation of time and space, which is conducive to expanding the customer base. Online banking has broken the geographical and time constraints of traditional banking business, and has the characteristics of 3A, that is, it can provide financial services to customers at any time (at any time), anywhere (in any case) and in any way (in any case), which is not only conducive to attracting and retaining high-quality customers, but also actively expanding the customer base and opening up new profit sources.
(3) It is conducive to service innovation and provides customers with diversified and personalized services. Selling financial products such as insurance, securities and funds through bank outlets is often greatly restricted, mainly because it is difficult for ordinary outlets to provide customers with detailed and low-cost information consulting services. Using the Internet and bank payment system, it is easy to meet the needs of customers for consulting, buying and trading various financial products. In addition to banking, customers can easily buy and sell stocks and bonds online, and online banking can provide customers with more suitable personalized financial services.