Three main modes of supply chain financial operation mode

1. chattel pledge financing mode: As the core enterprise of debt enterprises, it plays a counter-guarantee role in the financing process of small and medium-sized enterprises because of its good credit strength and long-term stable credit relationship with banks. Once small and medium-sized enterprises are unable to repay loans, they should also bear the corresponding repayment responsibilities.

2. Accounts receivable financing mode: Confirmed warehouse financing mode, also known as "vendor bank" business, is a supply chain finance business based on upstream and downstream and delivery rights. This kind of business is mainly a specific business model through signing cooperation agreements among manufacturers, distributors, warehouses and banks, and bank acceptance bills are the main products and financial instruments in this model. This business model realizes leveraged purchase of financing enterprises and batch sales of suppliers, provides financing convenience for small and medium-sized enterprises in supply chain nodes, effectively solves the financial dilemma of full purchase, and greatly reduces the risk of bank loans.

3. Confirmed warehouse financing mode: The financing mode is different from the traditional financing mode, which is a remarkable feature of supply chain finance. The evaluation of SME financing access by supply chain finance is not to evaluate the financial status and credit risk of a single enterprise in isolation, but to study its importance and status to the whole supply chain and its past transaction records with core enterprises.