1, fund-raising fraud
2. Loan fraud
3. Bill fraud
4. Crime of financial voucher fraud
5, letter of credit fraud
6. Credit card fraud
The elements of fraud are as follows:
1. Objectively, it is manifested in the use of fraudulent means (fictional facts or concealing the truth) to defraud a large number of public and private property. First, the perpetrator committed fraud. Formally speaking, fraud includes two kinds, one is to fabricate facts, the other is to conceal the truth, both of which are essentially behaviors that make victims fall into wrong understanding. Secondly, fraud makes the other party have a wrong understanding; Thirdly, the crime of fraud requires the victim to dispose of his property after falling into a wrong understanding; Finally, after the victim disposed of the property by fraudulent means, the actor obtained the property, thus damaging the victim's property. It is a crime to defraud a large amount of public or private property. The amount of fraud is relatively large, ranging from 3000 yuan to 1 ten thousand yuan. Attempted fraud, if the circumstances are serious, should also be convicted and punished according to law;
2. Subjectively, it is direct and intentional, with the purpose of illegally occupying public and private property;
3. The subject is a general subject, and any natural person who has reached the legal age of criminal responsibility and has criminal responsibility ability can constitute this crime;
4. The object of infringement is the ownership of public and private property.
To sum up, the types of financial fraud include fund-raising fraud, loan fraud, bill fraud, financial voucher fraud, credit fraud, credit card fraud, securities fraud and insurance fraud.
Legal basis:
Article 192nd of the Criminal Law of People's Republic of China (PRC)
The crime of fund-raising fraud aims at illegal possession and uses fraud to illegally raise funds. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or confiscated.
If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.