Bank loans, loan companies and usury, such as 1.20 gross, exceed the bank interest rate several times.
The bank loan threshold is high, the interest rate is low and the time is long. Forget the bank. Basically, they are not civil servants or employees of Fortune 500 companies. Don't even think about approving them.
Loan companies, the threshold is low, Hengyang interest is generally 2 points and 3 points, and the time is fast. Most of them are credit and unsecured loans.
The mortgage interest is low, the house is generally 6.7%, and the car is generally 1: 56. .
I am a car loan with 9% interest, but the interest is low. But if the credit is bad, there is no need to waste time asking.