For logistics enterprises, property insurance and property insurance are widely used. The main difference between various insurances is the scope of insurance liability. The rise of general additional insurance, transportation insurance and logistics liability insurance-the third-party logistics is one of the characteristics of modern logistics in China. At present, China's third-party logistics is developing very rapidly, and enterprises operating third-party logistics are responsible for the safe storage, distribution, processing and transportation of logistics goods delivered by the entrusting party. China People's Property Insurance Co., Ltd. has specially developed logistics liability insurance for third-party logistics, providing comprehensive and effective protection for logistics companies specializing in third-party logistics business. Scope of protection: The scope of responsibility of logistics liability insurance includes the loss of logistics goods that the insured should compensate according to law in the process of operating logistics business. It combines the carrier's responsibility in transportation with the responsibility of the custodian and processor in the process of warehousing, distribution and processing, so the risk of logistics liability insurance is greater than other separate liability insurance. In addition: 1, help customers buy freight insurance, but the beneficiary is the owner. In the event of a claim, the insurance company pays the claim to the customer, but the insurance company has the right to recover from you, provided that it is your responsibility. If it's a natural disaster, it's your responsibility.
2. Buy logistics liability insurance directly. If the goods are damaged during transportation due to your responsibility, the insurance company will pay you directly, because you are the insured and the beneficiary.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.