How much is the interest on flowers overdue for one day?

The annual interest rate of overdue flowers is between 20% and 24%, and at the same time, it is necessary to pay a late fee of 5% for the unpaid part and a penalty interest of five ten thousandths of the daily bill. Through calculation, it can be concluded that the daily interest of overdue flowers is less than 1 ten thousand yuan (30 yuan dollars), but the late payment fee and penalty interest are not protected.

Yi Xianghua is an open credit product for personal consumption operated by Hainan Yixin inclusive microcredit Co., Ltd., with a maximum application amount of 200,000 yuan and a service period of 3- 12 months. Take the application for 3,000 yuan for 6 months as an example. The monthly repayment amount is about 55 1, which is very high.

Flowers expire one day later. You don't check the credit information when you apply for a flower shop, but you will check the credit information big data of 100 banks, so once it is overdue, it will affect the subsequent lending business. The group that should enjoy the blooming is the non-student users who have used real-name registration system mobile phone number for more than 6 months. In the application process, they should also provide the required information such as identity authentication, photo of hand-held ID card, personal basic information, contact person, operator authentication, bank card binding and so on. The whole process is automatically approved by the system, and there is basically no telephone call back. Therefore, the approval result can be issued soon after the application is submitted, and it can be received on the same day after the approval is successful.

For individuals with bad credit records and long-term serious overdue, banks will refuse to handle loan business for them. If you have a bad credit record, it is difficult to apply for a credit card, and it will be very difficult to cancel the original credit card. Individuals with bad credit records will be refused expensive and comfortable means of travel. Not high consumption, not staying in star-rated hotels, not going to nightclubs, golf courses and other advanced places for consumption. If parents are the executors of bad faith, children will not be able to attend private schools with high fees.

Credit investigation will affect an individual's employment and promotion, and he cannot be the legal representative of the company or the management of other companies.

Therefore, a good credit record is very important for individuals, and a legal platform must be found for borrowing.