Where can I apply for a personal unsecured loan in Xiangfan? How to audit

Nowadays, there are various loan methods, and unsecured loans are favored by the majority of buyers because they do not need fixed assets. Many friends want to make unsecured loans, but they don't know about personal unsecured loans and don't know where to do it. Therefore, this paper gives you detailed answers on where to make personal unsecured loans in Xiangfan and how to audit the unsecured loans of Xiangfan loan company, hoping to help you. There are many kinds of loan methods now, and unsecured loans are favored by the majority of buyers because of their advantages of not requiring fixed assets. Many friends want to make unsecured loans, but they don't know about personal unsecured loans and don't know where to do it. Therefore, this paper gives you detailed answers on where to make personal unsecured loans in Xiangfan and how to audit the unsecured loans of Xiangfan loan company, hoping to help you.

Where can I apply for a personal unsecured loan in Xiangfan?

Many places can handle personal unsecured loans, such as CCB, BOC and commercial banks, and some loan companies can also handle personal unsecured loans. However, different banks and lending institutions have differences in interest rates and specific housing amount, so you need to know more according to your actual situation.

Personal unsecured loan steps:

first step

We need to have China nationality (excluding Hongkong, Macau and Taiwan Province residents);

At the same time, you must be at least 25-55 years old;

Current address must be 6 months, and local work must be 6 months;

At the same time, it is important that credit cards and loans have good repayment records and are not overdue at present.

Second step

First of all, the applicant fills in his contact information online and mails or faxes the relevant materials to the relevant bank for loan;

Secondly, the relevant bank will have a special customer service to contact the applicant after receiving the applicant's information; After that, the applicant submitted relevant materials to the door and the bank approved them. After approval, the bank will lend money.

How is the unsecured loan of Xiangfan Loan Company audited?

Qualification examination, the bank to judge whether you have repayment ability and sincerity, all need to show various materials to prove, not just that you say you have repayment ability.

Basic requirements of the applicant:

A, have a credit history (that is, have a car loan, mortgage, other loans or used credit cards, one of which will do, and don't borrow it before it is overdue);

B: Have China nationality (excluding Hong Kong, Macao and Taiwan residents);

C: Age: 2 1-55 years old (in principle, it is actually 18-60, but the bank will limit the repayment ability);

D: Work in the place of application (proof of work is required, and continuous work is required for more than 6 months) and live (proof of rental contract, water bill, etc.). );

E: Have a stable job, with a monthly income of not less than 2,000 yuan (and a bank statement). Generally, 2000 yuan is not a good loan, and it is easy to get a higher salary).

Based on the above introduction, where can Xiangfan handle personal unsecured loans? Have a more comprehensive understanding of how to audit. When handling unsecured loans, it is often necessary to provide personal identification and income proof, and the bank will pay compensation according to personal circumstances. Generally speaking, the interest rate of personal unsecured loans is higher than that of loans with collateral, so it is necessary to consult in advance.