Generally speaking, large-scale guarantee companies have mature internal mechanism and operating experience, and have strong anti-risk ability, and the capital status of guarantee companies directly determines the compensation ability of guarantee institutions. At the same time, we should pay attention to the operating years, industry operation, the stability of business volume and whether it is overdue. Therefore, when choosing a guarantee company, it is best to choose a guarantee company with a registered capital of more than 6,543.8 billion yuan and a good reputation.
2. See if it is formal and legal.
As a special financial institution, guarantee companies have strict access and supervision. Faced with the mixed situation in the market, lenders should pay attention to the examination and approval procedures, business license, enterprise code certificate, tax registration certificate and other relevant certificates of personal loan guarantee companies when choosing, or they can go to relevant government agencies to inquire.