Can the creditor's rights of small loan companies be transferred?

Legal analysis: the creditor's rights of a small loan company can be transferred, but not according to the nature of the creditor's rights and the agreement of the parties, unless it is stipulated by law that it cannot be transferred.

Legal basis: Article 545th of the Civil Code of People's Republic of China (PRC). A creditor may assign all or part of its creditor's rights to a third party, except in any of the following circumstances:

(a) according to the nature of the creditor's rights shall not be transferred;

(two) according to the agreement of the parties shall not be transferred;

(3) It shall not be transferred according to law.

If the parties agree that the non-monetary creditor's rights cannot be transferred, they may not confront a bona fide third party. If the parties agree that the creditor's rights are not transferable, they may not oppose a third party.