Is it true to pay dividends on investment and financial management?

As far as I know, companies that invest in wealth management and pay dividends every day have certain reserve funds. They invest the money invested by investors in high-return investment projects such as real estate, and have a professional team with investment experience. In other words, they use investors' money to make money, and the dividend they give every day is only a small part, which takes two months to return to their capital, while an investment project you join takes four to eight months. Earn two or three times more than the principal. For example, this product, pickup loan, is guaranteed by a third party to guarantee the principal and interest of all investors, and the annual income is about 1 1%. I have used it with many friends around me. I suggest you take a look.