1. negotiate to reach an insurance agreement: if the owner thinks that the insurance company's reasons for refusing insurance are not sufficient, he can negotiate with the insurance company to reach an insurance agreement. After negotiation, he can renew the insurance on the basis of raising the premium, and the owner can promise to lower the compensation standard to meet the underwriting requirements of the insurance company.
2. Seek other ways: If negotiation fails, the owner can seek other ways. For example, some insurance institutions provide off-site insurance services to meet the protection needs of these car owners. Car owners can consult local insurance agencies to understand relevant policies and procedures.