Dongfeng Finance Online Mall is the official auto finance Internet service platform of Dongfeng Motor Finance Co., Ltd., a subsidiary of Dongfeng Motor Company, a global top 500 enterprise, which was released on 20 17. The customer service telephone number of Dongfeng Finance is 400-088-5678, and the service hours are 9:00-2 1:00, except holidays.
First, the time required for the approval of Dongfeng Financial Car Loan;
1. As long as the relevant information provided by the car buyer is true and correct, Dongfeng Finance's car loan approval can generally give the result within 5 working days. If it is a legal holiday, there will usually be a special person for approval, but it will take about 7 working days.
2. In addition, car buyers should note that Dongfeng Finance has now cooperated with the central bank. After the car buyer applies for a loan, it will be recorded in the personal credit report, which will show both the loan record and the repayment record. Therefore, everyone must pay attention to repayment on time to avoid overdue influence on credit reporting.
2. What are the loan application conditions?
1. To apply for a car loan in Dongfeng Finance, the lender needs to be 18-65 years old, should have a stable job or income source, and it is best to provide proof of income. At the same time, the lender also needs bank cards from four major banks, such as Industrial and Commercial Bank of China and Agricultural Bank of China, with good personal credit and my ID card.
2. In addition to the above conditions, Dongfeng Finance Company still has some detailed rules to meet. The details of each branch are different. You can ask for clarification.
III. Auto finance business is divided into the following categories:
1, credit card installment finance (credit card installment, only need to pay the handling fee charged by the bank, no interest, registration certificate is not mortgaged, insurance is not compulsory, etc. ).
2. Financing of automobile manufacturers (financing of manufacturers does not charge fees or interest, but the requirements are too high).
Bank's automobile consumption loan finance (traditional bank loan, low interest, high handling fee and complicated loan).
3. Auto financing leasing company finance (it can provide full financing to reduce the early pressure, with simple procedures and slightly higher interest than banks).
Four. Materials needed for Dongfeng finance auto loan
1. Identity category: ID card, household registration book, marriage certificate and driver's license of both husband and wife. (Single proof is required for unmarried)
2. Income category: proof of income, half-year bank flow of house purchase contract, or business license and half-year tax return.
3. Residence category: real estate license, house purchase contract or homestead certificate. If not, provide the guarantor's real estate license and ID card. Only a copy of the above is required, and no mortgage is required. Prove that you are solvent. Dongfeng Nissan Finance has a minimum down payment of 30%. Divided into 1 year, 2 years and 3 years. The annual interest of 10000 yuan is probably 500 yuan. You should also specifically consult your Dongfeng Nissan franchise store.