1, the second audit failed: often, after the approval, many loan platforms will make a comeback before lending and conduct a second audit on borrowers. The key point is to check the credit information to see if the borrower has bad credit or added a lot of debt before lending. As long as the two points are correct, the second audit will fail and the loan will be cancelled.
Unusually, no money was received in the bank card: the loan was made, but the borrower's bank card could not receive the money. For example, before the loan, the borrower reported the loss of the bound bank card, or the bank card was frozen by the judiciary. The borrowed money will be returned in the same way, giving the borrower the illusion that there is no loan.
3. Delay in lending time: Many lending platforms do not lend money on the same day, and some may take one or two days to lend money. In case of holiday lending, the lending time will be extended to working days. The borrower only needs to wait patiently for the loan to arrive.