If the bank pays 5,000 yuan, you can choose the loan product of the credit institution, and the loan amount is 8- 13.5 times of the salary. You can choose CITIC Bank, Standard Chartered Bank, local microfinance and P2P network loan platforms (such as CreditEase and Guanqun Chicheng), and the annual interest rate is between 8.4% and 25%. If you are unmarried, you can also apply for Ping An Easy Loan directly, but the interest rate is very high, and the actual annual interest rate is about 66%.
The above loans are unsecured loans, and loans such as Standard Chartered, CITIC and Citigroup are approved and issued by banks.