The main advantages of Gitzo's installment payment are simplicity, quickness and flexibility: consumers can directly submit their applications in stores after selecting their favorite products, and the required documents are also very simple, which are generally carried with them. The application can be approved within 60 minutes after submission. If approved, consumers can take the goods home immediately. The installment amount ranges from 1 0,000 yuan to 1 0,000 yuan, and the term is diversified, including 9, 12, 15, 18, 24, 36. Consumers can choose the installment amount and period according to their actual situation.
Unlike most banks, Gitzo will not only target high-income people as its main target customers. Gitzo's goal is to provide convenient and practical HP financial services to low-and middle-income consumers in China. Compared with other financial institutions, the loan amount of Gitzo installment service is small, but it is very simple and convenient.
O applicant requirements
1. People holding Chinese mainland identity cards (excluding China people holding foreign passports; Excluding Hong Kong, Macao and Taiwan and military personnel)
2. Age18–55 years old
O application materials
1. ID card
2. Other documents (any of the following documents: social security card/medical insurance card; Bank card; Household registration book; Driving license; Bank statement; Passbook; Work card)
O application process
1. After customers choose their favorite products, they can directly handle Gitzo installment payment in the store.
2. The Gitzo sales representative checks the application materials provided by the customer and submits the application.
3. After approval, the customer signs a loan contract and picks up the goods from the merchant.
4. The customer repays regularly according to the repayment instruction card every month.
Gitzo's main customers are young people who have fashion consumption concepts and want to improve their quality of life. In order to reduce the cash pressure of customers as much as possible, Gitzo not only provides a relatively low monthly payment; But also cover as many commodities as possible. Even those who have enough cash on hand are willing to choose Gitzo's installment service, because they can use their cash for other purposes or deal with emergencies. As a supporting service for installment payment, Gitzo also provides related insurance services for customers. If a customer encounters an accident, insurance can protect the customer and his family and solve the repayment problem. Sino-Italian Life Insurance is a partner of Gitzo Insurance Services. So far, this service is only available in some stores.