What are the formal and reliable student loan platforms? 20 17 student loan platform

Public welfare student loan: Student Bao 20 17 has a long way to go.

Summer vacation is coming, most people are very excited, but no one knows, and some people are worried because of insufficient tuition. Who can help these students except the national student loan?

Nowadays, there are very few bank loan services that can give loans to college students. The documents and materials submitted are complicated, and the application for a loan is far away. The loan is very limited, so it is impossible to do public welfare education. Now, Industrial Consumer Finance, a subsidiary of Industrial Bank, has launched an educational product aimed at public welfare education: Educational Treasure.

What is the difference between the loan service provided by Snow Baby and other institutions?

The loan amount is high enough!

From the application to the next payment, you can do it in one step on your mobile phone!

No proof of poverty, income or school is needed! No need! No need!

There are two loan services to choose from: student service and life service! College students can apply for the exam according to their actual situation.

Student aid service: as the name implies, it helps students pay tuition fees. College students and undergraduates can apply for a loan service of 8,000 yuan per year, and masters and doctors can apply for a loan of12,000 yuan per year. In order to reduce students' repayment burden, students only need to pay 400 yuan's annual information service fee and monthly interest (interest is as low as CDB). Student loans also provide students with sufficient repayment time, make repayment plans after graduation, and apply to pay off the money within 8 years at the longest;

Life service: As the name implies, it helps students solve some problems in life. You can apply for up to 6000 yuan, which can be divided into 12 installments at most, and the monthly interest rate is only as low as 0.85%. It is the product with the lowest interest rate among all campus loans, far exceeding famous school loans, ostrich loans, online loans for college students and other products.

More importantly! Xuebao is positioned as a public welfare student, but it does not occupy the quota of CDB national student loan at all, which means that Xuebao and national student loan can apply at the same time. I suggest that you must apply at the same time. If the application fails, there will be a backup. In addition, if you don't use the grant after application, there will be no cost.

Finally, I want to say: as a college student with no stable income, we should use loan products reasonably. To solve the problems of insufficient tuition fees, high campus fees and tight living expenses, we must choose products aimed at helping students for public welfare. Now all kinds of campus loans and negative news emerge one after another. Under such pressure, major campus loan platforms have launched "campus loan" in succession: from 2065438 to April 2006, "staged music" announced that it was not limited to campus business, but expanded its service target to white-collar workers; In September, the "fun shop" announced its withdrawal from the campus staging market; In August, "Excellent Staging" announced its entry into the off-campus consumer finance market; On June 5438+ 10, "I came to borrow" announced that the channel for students to apply for loans was officially closed. On 20 17, 18, the famous school loan announced in official website: after the technical system adjustment, the famous school campus loan will suspend the new campus loan business and turn to campus public welfare, but it is still one step away from the goal of aiding students! Teaching aid treasure 20 17 has a long way to go!

Top ten conscience lending platforms, top ten lending platforms with the best reputation.

Everyone needs money very much, so many people will go to some lending platforms to borrow some money for urgent needs. Some lending platforms are not formal, and they will roll interest. Using the loopholes in the previous agreement, the benefits will be more and more. What are the formal lending platforms that I brought to you last time? This time, I brought you the top ten lending platforms with the best reputation. Let's take a look together ~

The top ten lending platforms with the best reputation are 1.360 IOUs.

360 IOU is a lending product launched by 360 Finance Company. The characteristic of 360 IOUs is that the borrowing speed is very fast. Download an app directly on the mobile phone and register information directly on the mobile phone, so you can automatically check your credit limit and approve the loan for you.

2. Safe little orange blossom

Ping An Little Orange Blossom is a mobile phone lending product launched by Ping An Consumer Finance Co., Ltd. and approved by China Banking and Insurance Regulatory Commission. Therefore, in terms of safety and reliability, Ping An Small Orange Flower Loan Products are safer.

3. baixin bank

Baixin bank is a mobile phone lending product launched by CITIC baixin bank Co., Ltd., and it is the first direct selling bank in China to obtain an independent legal person form. It was jointly built by CITIC Bank and Baidu Company, which is very professional.

Raise money and spend it.

Tiqianhua is a very convenient and easy-to-use mobile phone loan product. The people in front of this loan product are adults with economic and social ability, and they are not open to students whose economic ability is not yet independent, which greatly relieves the economic pressure of many people.

5 10/0,000e loan

Wandai is a mobile phone loan product launched by Wanda Hewlett-Packard. The loan product was launched on 20 17. Although the time is not long, the technology is very mature. As long as you register the information, you can use sesame credit and personal credit loans.

6. Gome Easy Card

Gome e-card is a financial loan receipt issued by Gome Holdings. Because it is backed by Gome Holdings, this lending platform is more professional and its lending products have a good reputation. He has also made great achievements in wealth management.

7. Arbitrary loans

The willful loan is Suning's loan product, and Suning.cn people should be familiar with it. Many people have bought electrical appliances or electronic products on Suning.cn. This kind of lending product is mainly aimed at consumers, providing them with a way to borrow money for shopping.

8. Zhilian Premium Loan

Zhaolian Good Term Loan is a mobile Internet lending product under Zhaolian Finance, which is approved by the professional China Banking Regulatory Commission. China Merchants Bank and China Unicom joined hands to form a financial product, which is professional and safe.

9. CCB Express E Loan

Jianxin Express Easy Loan is a convenient and easy-to-use mobile Internet lending product. According to your personal credit rating, the loan products of China Construction Bank will be approved for you. The maximum amount is 300,000 yuan. If you need money badly, you can get a loan here.

10. Microfinance

Micro-loan is the first Internet bank in China. It is a mobile internet lending product specifically for WeChat and QQ users. You just need to find the relevant pages in QQ or WeChat of your mobile phone. As long as you have two credits, you can borrow on your own.

20 17 What are the Sesame Credit Sub-loan Apps of Sesame Sub-loan Platform?

The sesame credit score in Alipay will be updated every month, and users who frequently use Alipay can increase the sesame credit score. The higher the sesame score, the greater the amount of ant flowers and loans. There are also many loan apps that use Sesame Credit. As long as the sesame score is high enough, the loan will be successful! Let's summarize several sesame credit sub-loan apps for everyone.

Extended reading:

New rules! Maybe next year, small loans can no longer authorize sesame seeds!

One,

Malt loan

The 80% pass rate of malt loan application has attracted many friends who have loan needs. The application conditions of malt loan require that the applicant 18-45 years old, sesame score above 600, and no bad credit record. The high pass rate of malt loan is closely related to its adoption of sesame credit rating. Interested friends can download the APP and give sesame credit a try.

Second,

Water image classification

Water elephant staging is a mobile loan APP that cooperates with Sesame Credit. Mainly for young wage earners, the loan amount is relatively small, ranging from 500 to 5000. You need to provide sesame credit score when applying, and you don't need any guarantee or mortgage. The loan speed is fast and the operation is simple.

Third,

Atomic loan

Compared with other sesame authorized loan software, the threshold of atomic loan is higher, requiring applicants to score above 670 points, and must also provide materials such as work unit and home address. However, the atomic loan rate is high, and generally applicants who provide qualified materials can get loans. If you are a friend with high sesame score and financial needs, you can try to use atomic loans, and the loan amount will be relatively large.

Fourth,

Send you flowers

Flowers for You mainly provides loan services for students and office workers, and the age requirement is above 18. Send you flowers. Customers with sesame credit above 600 can apply for loans. The higher the sesame score, the faster the review and the higher the loan amount. This is your money. The loan amount is less than 10000 yuan, and the loan period is 1- 12 months.

Five,

Zhilian long-term loan

The most important thing for recruiting good loans is consumer loans. 700 sesame seeds, users can get cash quickly. The loan amount of Zhilian Haodai is between 2000- 10000, and the loan term is divided into 3 months, 6 months and 12 months, which can be repaid as you borrow, with monthly interest.

Millions of people read: 20 18 sesame sub-loan ranks in the top ten! From 550 to 700.

Six,

White stripes of seconds

The loan amount of IOUs per second is between 1000-5000. When applying, you need to log in to Alipay account and authorize Sesame Branch to get a loan line of 1000 yuan. If you want a higher quota, you can fill in more information, such as contact person, work, Taobao and JD.COM.

Seven,

Suitable for borrowing money

Guangfa Direct Bank has a joint venture between Mijinrong and Alipay to borrow money. Users who apply for sesame seeds are required to score more than 700 points and can apply for a loan of up to 200,000 yuan. The specific interest rate, good loans are determined according to the applicant's credit qualification, and the general daily interest rate is between 0.04% and 0.053%.

Eight,

Future stage

Friends who want to buy goods by stages can borrow goods by stages in the future with sesame seeds. In future stages, applicants are required to score more than 600 sesame seeds, and college students can apply faster and enjoy 30 days of interest-free.

Nine,

bag

Taobao wallet is a kind of credit loan that users can apply for by submitting simple information and authorizing Sesame Credit Point. Of course, the higher the sesame score, the higher the credit line. This is a very suitable loan product for college students without credit qualification.

Welfare of lower-level party: Sesame loan platform 2065438+2008 can handle 550 paragraphs.

The loan must be seen! 20 17 a good online loan platform with low threshold.

There are various reasons in life, which make many people in urgent need and unable to borrow money from the bank. They can only find ways from various online lending platforms. However, online lending platforms are mixed, and you must find a formal platform, and the thresholds of different platforms are different. Today, I will take stock of the 20 17 low-threshold online lending platform, hoping to help you.

1 0,000e loan

A pure credit owned by Wanda Pratt & Whitney, 18 years old or older, has a stable job and income source. There is no bad credit to apply for. The amount is between1000-5,000 yuan, the threshold is low, and the payment rate is quite good. You can know the approval result as soon as 3 minutes after submitting the application.

2. Suning pays at will

Products owned by Suning Consumer Finance Company can be applied as long as they have a stable job and income and meet the age requirements. The amount ranges from 3000 yuan to 8000 yuan, but it can only be used for payment when shopping in Suning.

3. Short-term loans

Baidu has a micro-loan platform with a quota of several thousand yuan, which can be repaid in installments. The mode of stages is average capital, which supports 1, 3 and 6 stages. It is not very strict about credit investigation, as long as there is no bad credit, there is an opportunity to pay.

4. Xiaomi loan

The pure credit products under Xiaomi Finance have a maximum loan amount of 200,000, and the requirements for credit reporting are not very high. However, the application is only open to Xiaomi users, and it is necessary to bind Xiaomi Social Security and provide information such as mobile phone number, ID card, contact number and home address.

5. Hey, salary

The maximum loan amount for the loan products of Haier Consumer Finance is 200,000 yuan. The better the credit, the higher the loan amount, and the longest repayment can be divided into 24 installments. It should be noted that you cannot have both, and you can only apply for one of them. Too many applications for online loans are more likely to be rejected.

The introduction of 20 17 student loan platform ends here.