1. Why should I bind the bank card before withdrawing cash?
Binding a bank card means storing your bank card information on Junrong Loan, which is convenient for you to withdraw cash later and ensure the security of your account. Before the first withdrawal, you need to bind a bank card. The operation of binding the bank card is simple. You only need to provide your bank card number, bank, bank (you can make a fuzzy query according to the keywords of the branch address). Please note that the cardholder of the bank card you bound must match your previously authenticated name and ID information, otherwise you will not be able to bind the bank card.
2. How long will it take for the withdrawal to arrive?
T+ 1 collection mechanism (t is the day of the transaction).
If you apply for withdrawal before 17: 00 on the same day, it will arrive on the next working day; after 17: 00, the withdrawal will arrive on the account T+2 working days, which will be postponed on Saturday, Sunday and holidays (Note: the actual arrival time varies with the account party and the withdrawal bank. )
3. How to collect the withdrawal fee?
Junrong Loan does not charge any fees for users to withdraw cash, and all fees are paid by the third-party payment platform. The charging standards are as follows:
A. The third-party payment company charges the withdrawal fee for each 2 yuan of the withdrawal customer, and charges an additional fee for recharging the uninvested funds;
B Every month (natural month), customers can cash the "2 yuan/Pen" fee for "the first two transactions of the month" without hands (which will be borne by Junrong Loan Platform for customers temporarily), and the rest of the cash withdrawal fee will be charged by the third-party payment company according to the rules in A, so please make reasonable arrangements for cash withdrawal.
4. Is there any limit on the withdrawal amount?
The third-party payment fund platform of Junrong Loan Cooperation provides: the single withdrawal limit is 200,000 yuan, and the single card withdrawal limit is 654.38+00,000 yuan/day.
5. Why does the withdrawal fail?
If your withdrawal is unsuccessful, the following situations may exist:
The bank account information bound by 1. is wrong, such as: the bank card number is entered incorrectly, and the account opening behavior is a township-level savings office. No unit in the online banking trading system needs to fill in the bank information of its banks at or above the county level;
2. The bank account is in an abnormal state such as freezing or loss reporting; After confirming that the above reasons have been eliminated, your withdrawal did not arrive in time. Please call customer service * or consult online customer service.
6. Can the withdrawal only be made on the investor's own bank card?
Withdrawal can only be made in a bank card that matches the real name verification information of the ID card, and it must be a debit card. Passbooks and credit cards are not supported.