Consequences of automobile insurance fraud

Legal analysis: fraudulent insurance is fraud and should bear civil liability. If the lighter is found to be fined, the heavier will bear certain criminal responsibility. According to the provisions of China's criminal law, if an individual commits the crime of insurance fraud in a relatively large amount, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 65,438 yuan but not more than 50,000 yuan, or if there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 65,438 yuan, and shall also be fined not less than 50,000 yuan if the unit commits the crime of insurance fraud. The person in charge and other persons who are directly responsible for it shall be sentenced to fixed-term imprisonment of not more than five years, or if the amount of criminal detention is huge or there are other serious circumstances, they shall be sentenced to fixed-term imprisonment of not less than five years, or if there are other especially serious circumstances, they shall be sentenced to fixed-term imprisonment of not less than six years. In order to prevent insurance fraud, the main means of insurance companies are on-site investigation and re-investigation. During the investigation, the insurance company will monitor the investigation through the background. In the event of a false case, the company or fraudster directly contacts to refuse compensation or report to the police. Generally, civil or criminal liability can be investigated by calling the police, and the insurance company will recover the compensation and give the fraudster a warning with a good attitude. Legal basis: Article 198 of the Criminal Law of People's Republic of China (PRC) commits insurance fraud under any of the following circumstances, and if the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan, or if there are other serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan, or if there are other particularly serious circumstances, it shall be fined not less than 20,000 yuan (2) The applicant, the insured or the beneficiary fabricated false reasons for the insured accident or exaggerated the degree of loss to defraud the insurance money. (3) The applicant, the insured or the beneficiary fabricates an insurance accident that has never happened to defraud the insurance money; (4) The applicant or the insured intentionally causes an insurance accident that causes property losses and defrauds the insurance money; (4)