Can I buy a car (my own company) with a loan in the name of the company? What is the procedure? The benefits have already been mentioned. We can do it. What the company needs to buy a car is a legal person ID card, a marriage certificate, a household registration book, the company's tax bill for the past three months, and a business license. Some people need to find a guarantor. What they need is an ID card, a household registration book and a marriage certificate. As for how you say it's cost-effective, some car brands have their own finances, which is the most cost-effective, but some brands don't accept company loans and only do it for individuals. Other loans are only a few thousand dollars, and then in the name of individuals or companies, you are the legal person to borrow. The difference lies in tax credit and non-tax credit. The company can do the accounts, and after the answer, if there are any details, please consult the local 4S shop. After all, there is a gap between regions!
It is more cost-effective to go to the company to buy it. The company is yours, so you can use it when you buy it. From the financial point of view, it has one of the biggest advantages: 1, which can be tax deductible. The cost of buying a car can be extracted from future income. So there is no need to use personal funds.
Can private companies buy cars in the name of loans? What is the procedure? You can do it. First of all, the company as a legal person has no business license of other loan companies except mortgage, tax registration certificate in the last two months, tax payment certificate, legal person spouse's ID card, household registration book, marriage certificate, one-inch photo and temporary residence permit, and the rest can be borrowed. You can go to the four s shop, and they will do it for you.
What are the procedures for buying a car in the name of the company? (1) The enterprise has a valid business license (or industrial and commercial registration certificate), organization code certificate and tax registration certificate, and paid warehousing value-added tax and business tax of 50,000 yuan or more in this Municipality in the previous year; (2) Institutions, social organizations and other organizations that are not fully funded have valid organization code certificates. The number of application codes for the following companies is determined according to the following rules: (1) Enterprises that paid warehousing value-added tax and business tax totaling more than 50,000 yuan (inclusive) in the previous year can apply for 1 code every year, and each additional 500,000 yuan can add 1 code, but the total number of application codes per year does not exceed 8. (two) institutions, social organizations and other organizations that have not fully allocated funds can apply for 1 code every year.
What conditions does Hangzhou need to borrow money to buy a car in the name of the company? In your case, it is ok to apply for a loan in the name of the company. You can consult the online website of digital bank, which is a good loan platform.
Can I get a loan to buy a house in the name of the company? If the company can provide the information needed for the loan, I can borrow money to buy a house in the name of the company. Information on housing loan application: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required).
Can I borrow money to buy a car in the name of the company? Yes But banks need to look at the company's financial statements.
What are the procedures for buying a house with a loan in the name of the company? The borrower needs to provide materials (copy on A4 paper): 1, original and copy of ID cards of both parties, 7 for the borrower and 2 for the spouse; 2. The original and two copies of the household registration book (home page, household home page and personal page); 3.( 1) The original and two copies of the marriage certificate (photo page and content page); (2) provide the original and photocopy of the unmarried single certificate (issued by the civil affairs department in the area where the household registration is located); (3) divorce certificate, the original and photocopy of the single certificate are required for divorce; 4.65,438 Original and photocopy of the income certificates of both parties +0 Note: 2 copies of the business license provided by the private enterprise (annual inspection is required in that year) and 2 copies of the tax payment certificate for the last three months; Can also provide other sources of income, easy to realize the property (rent, deposits, bonds, securities, real estate, cars, etc. ); 5. Original and photocopy of the down payment invoice.
Can I buy a shuttle bus with a loan in the name of the company? Yes, of course you can buy Yutong's shuttle bus. The quality is good. You don't need to worry too much about calling their customer service and communicating related matters.
Can the company borrow money to buy a house? What should I pay attention to when buying a house in the name of a company? As long as you are the legal representative of the company, you can apply for a commercial loan from the bank.
Conditions for buying a house with a commercial loan:
/kloc-a natural person aged 0/8-60 (Hong Kong, Macao and Taiwan and foreigners are also allowed);
Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;
The actual age of the borrower and the loan application period should not exceed 70 years old;
There are legal and effective contracts and agreements for the purchase, construction and overhaul of housing, as well as other supporting documents required by the loan bank;
Self-raised funds account for more than 30% of the total price of purchased houses (20% for self-occupied houses with a construction area of 90 square meters or less), and are guaranteed to be used for the down payment of purchased houses;
There is an asset mortgage or pledge recognized by the loan bank, or (and) a legal person, other economic organization or natural person with sufficient compensation ability as the guarantor.
Information to be provided by the borrower:
Couple's ID card, household registration book/temporary residence permit, and foreigner's household registration book;
Two copies of marriage certificate/divorce certificate or judgment/single certificate;
Proof of income (format stipulated by the bank);
Copy of the business license of the unit (with official seal);
Credit certificate: including education certificate, other real estate, bank running water, large deposit certificate, etc.
If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.
2. Can Gong Hu vehicles be replaced by new ones?
No, not all cars can be replaced, and all kinds of cars must go through the formalities, not stealing cars or smuggling cars; The exhaust emission meets the requirements within the automobile scrapping period allowed by the state; If there is no motor vehicle property right, the vehicles in stages should pay the full fare and get all the vehicles back.
When replacing an old car, the owner needs to prepare an identity card, and the company vehicle also needs to provide legal person code certificate, letter of introduction and other documents; Certificate of registration of motor vehicle property rights; Motor vehicle driver's license; Original car purchase invoice or previous transfer invoice; Purchase additional tax payment vouchers; To entrust others to apply for replacement, they must hold the original owner's ID card and a legally binding power of attorney.
Precautions for second-hand car replacement: If the vehicle has been modified, for example, many car owners have modified the wheels, equipped with large enclosures and xenon lamps. , you need to provide the original parts that have been replaced. If it cannot be provided, it is necessary to reduce the modification cost in the evaluation price accordingly, which requires special attention.
Old cars drive into the 4S shop of intentional models, and replacement is also supported under different vehicle brands, but the corresponding valuation and replacement subsidy will be lower than that of the same brand models; Then the staff of the 4S shop evaluated and priced the old car, signed the old car sale agreement and replacement agreement, and the money for replacing the old car directly paid for the new car. After the owner makes up the price difference of the new car, he can go through the formalities of picking up the car.
The price of buying used cars in 4S stores will be lower than the direct purchase price of used car brokerage companies in the external market. After all, most cars bought by 4S stores are generally sold in the second-hand market. At the same time, compared with consumers who buy cars directly, trade-in car owners can enjoy certain differences in the preferential range of new cars.
Some vehicles recycled by 4S stores need to be restored to the original sales state. Modifying a vehicle can not only increase its evaluation price, but also deduct the corresponding expenses to make it return to its original state. Therefore, friends who have changed their vehicles suggest keeping the original accessories properly.
3. What are the procedures for buying a car by stages in Gong Hu?
1.
Customer application, the customer applies to the bank, fills in the application form in writing, and submits relevant materials at the same time.
2.
After the signing of the contract and the approval of the application materials submitted by the borrower by the bank, both parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate.
3.
Lending, loan approved by the bank, after all formalities are completed, the bank will directly transfer it to the car dealer's account according to the contract.
4.
Repayment on schedule, the borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract.
4. What are the procedures for the company to buy a car by stages?
First of all, we should know that the beneficiaries of car purchase by installment are banks or financial institutions, because many banks have higher threshold for car purchase loans, and more financial companies, especially those in the same department as the car factory, have begun to handle convenient loan procedures for customers (for example, the financial company of Shanghai General Motors has gmac loans). Secondly, the requirements for car buyers are: those with normal wages, preferably provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove the strength of your paid loan, that's fine. Then how much can we borrow? The general loan amount is not higher than 80% of the car price, and the rest is called down payment. Some banks or financial institutions need you to pay a down payment before lending. The loan term is one year, two years, three years or five years. If the loan is 80,000 to100,000, 3 years is the best choice, and 5 years will lead to higher interest expenses. Car buyers are most concerned about the process: generally, you have to submit the form that the bank needs you to fill in first (it is better to write it in detail, and they will check it) and some basic materials (ID card, household registration book, marriage certificate, etc.). And the bank will tell you), as well as the residential telephone bill with your name written on it, water, electricity and coal charges, vehicle price (fare), vehicle information parameters on the certificate (provided by the car seller) and so on. If the bank agrees to the loan, you should sign a vehicle loan mortgage contract, one for the bank and one for you; You have to sign a car sale contract, one for the car dealer, one for you and one for the bank. After signing the contract, the car dealer pays the down payment, and the car dealer contacts the bank to let the bank lend money. In this case, the car will be paid in full! Vehicle insurance follows the loan term. If you borrow for three years, you will be insured for three years, but now some financial companies can let you pay the premium year by year. Insurance covers one more theft than a one-time payment vehicle, because the car belongs to the bank before you pay it off. When the car payment arrives, it means that you have paid the car payment, and you can pick up the car or apply for a license directly. After handling the license, you give the vehicle production certificate, invoice, insurance policy, driving license, ID card and household registration book to the bank. After mortgage, the bank will return the driving license and ID card household registration book to you. These are detailed enough. Finally, don't forget to deposit money in the passbook. The bank will deduct money regularly, and the details of deduction will be sent to you. References:
Business experience