Xiangyu Financial Holdings, affiliated to Xiangyu Group, is the first state-owned enterprise group in Xiamen to implement the pilot project of asset management integration. At present, logistics supply chain services, real estate, financial services and other three business sectors have been formed. Among them, the financial business is operated by Xiamen Xiangyu Jinkong Holding Group Co., Ltd. (referred to as "Xiangyu Jinkong"), so it is more reliable.
Yu Xiang Financial Holdings mainly involves industrial finance, asset management, consumer finance and other fields. The industrial financial income of Yu Xiang Financial Holdings mainly comes from factoring, financial leasing, entrusted loans and other platforms. Consumer finance income comes from small loan companies and used car financing leasing, while asset management is mainly the disposal of non-performing assets. The customers of industrial financial income are mainly the upstream and downstream enterprises related to the industry within the group.