1. The small loan of China Agricultural Bank is a recoverable credit loan for small and micro enterprises. The maximum loan is 3 million yuan, the longest loan period is 12 months, and the lowest annualized interest rate is 3.5%. Small and micro enterprises and business owners are required to have good credit status and good operating conditions.
2. China Merchants Bank: The guarantee method is flexible, the house can be loaned, the mortgaged house can be loaned, and credit can also be loaned. The loan ratio is high, as high as100% of the real estate appraisal value; The loan interest rate is determined by the customer, and the settlement funds can reduce the loan interest expenses; Interest is calculated on a daily basis, and how much is borrowed. You don't have to borrow money from the bank to repay. With a click of the mouse, the funds will arrive at the account immediately, one day at a time, and no interest will be charged. Credit loans are easy to borrow, and it is convenient and fast to apply for a house, a business and a home.
3. Small and micro enterprise loans refer to a way for enterprises to borrow money from banks or other financial institutions according to the prescribed interest rate and time limit for production and operation. Small and micro enterprise loans are mainly used for large-scale long-term investments such as the purchase and construction of fixed assets and technological transformation.