If it is found that false information is provided, it will not only be rejected, but also affect personal credit information. The bank will take relevant measures according to law, including asset preservation measures, and record them in the basic database of personal credit information of the People's Bank of China after strict and prudent procedures.
Second, is it illegal to lend false information?
Legal analysis: It is illegal to create false information for others to apply for loans. If the loan amount is large, it constitutes a loan crime and bears criminal responsibility. If the amount is relatively large, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years.
Legal basis: Article 193rd of the Criminal Law of People's Republic of China (PRC) is under any of the following circumstances. Whoever borrows a large amount from a bank or other financial institution for the purpose of illegal possession shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years, fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property: (1) fabricating false reasons such as introducing funds and projects; (two) the use of false economic contracts; (3) using false documents; (four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral; (5) Loans in other ways.
3. Can the loan information be falsified?
According to the current situation, when applying for a loan from an institution, the loan materials submitted need to be true and must not be forged. If the lending institution finds that the applicant has lied about the loan information during the audit, it will not grant the loan, which may also affect its future loans. Can loan information be falsified? It must be impassable. If the applicant thinks that his qualifications can't meet the requirements of the lending institution, he can choose another loan method or lending institution without making false information about himself. At present, when banks apply for loans, they have strict requirements for borrowers, especially those who apply for credit loans, and their personal qualifications are not very good. They can also consider applying for loans through loan companies. Comparatively speaking, the loan threshold of a loan company will be relatively lower, and the chances of successfully obtaining a loan will be higher.
4. Can the loan information be falsified?
Ok!!