Do bank wealth management products have any income over the weekend?

Wealth management products generally have benefits on weekends or holidays. First of all, it should be clear that whether bank wealth management products have profits on weekends is related to the investment field of wealth management products. Income from fixed income assets (including bonds, cash instruments, etc.). Investment bonds come from two parts, one is the income generated by the change of the net price of bonds, and the other is the income generated by the interest of bonds. Among them, the change of the net price of bonds only occurs on the trading day, and the bond interest is calculated according to 360 days. Although there is no transaction on weekends and holidays, it will also generate interest income. Therefore, investing in wealth management products such as bonds or other cash instruments will generally yield benefits on Saturdays and Sundays or other holidays.

：

Financial products are products designed and issued by commercial banks and formal financial institutions themselves. The raised funds are put into the relevant financial markets according to the product contracts, and the relevant financial products are purchased, and the investment income is distributed to investors according to the contract.

The China Banking Regulatory Commission issued the Interim Measures for the Management of the Sales of Wealth Management Products of Wealth Management Companies, which strengthened the management of the sales process of wealth management products, clarified a number of prohibited acts in the sales process of wealth management products, and effectively protected the legitimate rights and interests of investors. These Measures shall come into force on June 27th, 20021year.

Saving or deposit is a popular investment behavior of ordinary families and the most commonly used investment method. Compared with other investment methods, savings has the characteristics of safety and reliability (protected by the Constitution), convenient procedures (savings outlets all over the country), flexible forms and inheritance. Savings is the business that banks mobilize and absorb residents' surplus monetary funds through credit.

After absorbing savings deposits, banks put money into the social production process in various ways to make profits. As a price for using savings funds, banks must pay interest to depositors. Therefore, for depositors, participating in savings not only supports national construction, but also increases or preserves the value of their own monetary funds, which has become a family investment behavior.

Since Bank of China launched the "Huang Jinbao" business for individual investors in Shanghai, gold speculation has been a hot spot in the personal financial market, attracting investors' attention. Especially in the past two years, the international gold price has continued to rise. It can be predicted that with the gradual opening of the domestic gold investment field, the future gold demand growth potential is huge.

Especially after 2004, the pricing method of domestic gold jewelry will gradually change from the integration of price and fee to the separation of price and fee, and the 5% consumption tax on gold jewelry is expected to be abolished, which will greatly promote the increase of gold investment, and the gold speculation business will surely become a bright spot in the field of personal financial management and truly enter the golden age of investment and financial management.