Is CCCC real estate a state-owned enterprise or a central enterprise?
CCCC Real Estate, the full name of which is CCCC Real Estate Group Co., Ltd., was established in March with a registered capital of 2 billion yuan and is a listed company. According to public information, the current chairman of CCCC Real Estate is Li Yongqian.
CCCC Real Estate is a specialized sub-group established by China Communications Construction Group Co., Ltd. China Communications Construction Group Co., Ltd. is a super-large central enterprise directly under the State-owned Assets Supervision and Administration Commission of the State Council, the largest port design and construction enterprise in China, the world's leading highway and bridge design and construction enterprise, the world's largest dredging enterprise, the world's largest container crane manufacturer and the largest design company in China.
What should I pay attention to when buying a house with a loan?
1, don't guarantee others easily. If you vouch for someone, when you need to apply for a loan, the bank will check your and the debtor's credit reports according to the tips in the guarantee information. Only when two people have good credit records and there is no serious overdue repayment can the loan be approved.
2. Submit true and effective information. Banks attach great importance to the authenticity of loan information. If the lender provides false materials to the bank, it may have a serious impact: it may affect the bank's audit and prevent it from issuing loans; What's more, it may be because individuals provide false materials, which leads to the inability to apply for loans, which leads developers to require buyers to bear the liability for breach of contract for overdue delivery of mortgage materials and pre-sale contracts of commercial housing, and pay a considerable amount of liquidated damages. Therefore, the information submitted by property buyers when applying for loans must be true, effective and complete.
3. Make a running account before the loan. When buying a house with a loan, the bank will check the bank running account of the buyer, so the buyer should make a beautiful running account for himself before buying a house. For example, saving a certain amount of money into a bank card every month can improve your loan pass rate.
4. Make sure your credit information is good. Credit report is also an important condition for banks to approve loans, because it reflects personal credit and whether they have good repayment habits. Otherwise, even if you earn more and your credit report is poor, the bank will not lend you money. Different banks have different requirements, and the difficulty of credit review will be different. You must pay attention.
Is CCCC real estate a state-owned enterprise or a central enterprise? What should I pay attention to when buying a house with a loan? After reading it, you should understand In fact, buying a house by loan is an operation mode that people often choose in today's life. After all, there is still a lot of pressure to buy a house in full. Buying a house with a loan can not only relieve the pressure, but also let you own a house. Nature is a good choice.