1、 1232 1
This is a complaint platform that provides harassing calls, spam messages and other reporting services. Once the borrower falls into the informal online lending platform, it is likely to be overdue and will face more violent collection and harassment. 1232 1 complaint is a more effective choice when encountering an explosive address book.
2. Bank of China Insurance Regulatory Commission
Whether it is an informal online lending platform or a bank, as long as there are some violent collections and high interest rates, borrowers can directly call the CBRC to make complaints. China Banking and Insurance Regulatory Commission is a department that specializes in supervising financial institutions. The borrower can leave a message online in official website, and someone will reply.
3. Finance Office
Many online lending platforms are not officially registered, and they can't find a registered company or a specific address, so they can't go to the CBRC to complain. At this time, the borrower can directly find the financial office to which he belongs, and then call to complain, and the effect is also good.
If the above complaint is not established, the borrower can also choose to call the police directly, and it is recommended to keep relevant evidence and provide audio and video recordings if possible. Especially when it involves violent collection and affects the daily life of borrowers.