How can enterprises prevent the capital chain from breaking?

1. departments to effectively strengthen the prevention and monitoring of corporate debt risks. Government departments, especially the Development and Reform Commission, the Economic and Information Committee and other departments should cooperate with the Financial Office, the banking supervision department, the People's Bank of China, the financial department, the judicial department and other departments to strengthen the monitoring of enterprise production and operation and capital chain risks, strengthen the arrangements for risky enterprises, understand the operating conditions and liabilities of private enterprises in our city, especially small and medium-sized enterprises, conduct in-depth investigation and statistics on private lending, and accurately assess the risks of enterprise funds and debts and their possible impact on the local economy as soon as possible. In particular, we should focus on tracking enterprises with high dependence on bank loans, high dependence on private financing and abnormal production and operation, and formulate corresponding emergency response plans.

2. Prepare for a rainy day, and formulate emergency countermeasures for enterprise emergencies as soon as possible. Once the debtor's capital chain breaks and runs away, it will involve related enterprises and employees, which is an unstable factor in society. Government departments should take precautions and formulate emergency plans to deal with the crisis of enterprise capital chain break. Once an emergency happens, departments such as industry and commerce, finance, taxation, justice and trade unions can quickly intervene and do a good job in corporate bond registration, asset preservation, employee placement, bankruptcy liquidation, etc., so as to maintain social stability to the maximum extent.

3. Bold innovation and actively guide financial institutions to increase credit supply. Improve the marketing model focusing on customer groups, actively promote commercial banks to vigorously develop business circle financing, industrial chain financing and enterprise group financing, avoid going it alone, and improve corporate loan coverage. Reduce direct financial subsidies to a few enterprises, increase cooperation with banks to "guarantee loans", and provide credit enhancement for corporate financing by combining government funds, government credibility and binding force. Improve and innovate the enterprise financial service mode to meet the financing needs of various customer groups. Promote financing diversification, develop new financial institutions that adapt to the characteristics of small and medium-sized enterprises, and attract private capital to participate. Establish a cooperative financing platform for government, banks and enterprises, give play to the leverage effect of financial funds, and help more small and micro enterprises obtain loans. Strengthen and improve credit management, strengthen risk prevention and control in key areas, adhere to the principle of "keeping control and treating differently", establish a harmonious dialogue mechanism between banks and enterprises, and avoid "one-size-fits-all" loan lending, loan suspension and loan pressure, which will cause the capital chain of enterprises to break.

4. Standardize supervision and strengthen supervision and guidance of local financial institutions. Strengthen the supervision of small loan companies, financing guarantee companies and other local financial organizations, standardize supervision by system, guarantee supervision by mechanism, promote supervision by training, strengthen supervision by inspection, guard against local financial risks, guide the rational flow of private capital and support the development of small and medium-sized enterprises. We will promote the construction of credit guarantee system for small and micro enterprises, actively set up government loan guarantees institutions for small and micro enterprises, and actively build a credit enhancement platform for financing guarantee for small and micro enterprises to further simplify procedures and reduce financing costs for enterprises.

5. Highlight key points and intensify efforts to crack down on and dispose of local illegal fund-raising. Strengthen organizational leadership and further improve the working mechanism for cracking down on and disposing of illegal fund-raising. Establish a joint meeting system to combat and dispose of illegal fund-raising. The office of the joint meeting is located in the Municipal Finance Office, which takes the lead in combating and disposing of illegal fund-raising in the city. Intensify efforts to crack down on illegal fund-raising cases. Breakthrough progress has been made in cracking down on illegal fund-raising crimes, and the spread of illegal fund-raising crimes in our city has been effectively curbed. Strengthen publicity and education to raise people's awareness of prevention.

6. Practice internal strength and strive to improve the enterprise's own management ability. Expand financing channels, establish diversified financing methods, pay equal attention to debt and loans, increase the proportion of direct financing, and eliminate and reduce private high-interest loans. Establish a standardized internal accounting management system to improve the authenticity, reliability and transparency of financial statements. Strengthen internal control risk management and arrange the budget reasonably. Standardize the fund management system, improve the efficiency of fund use, and ensure that enterprises have sufficient liquidity. Establish a scientific view of talents, employ high-quality management talents with market mechanism, and learn advanced management and management concepts. Attach importance to personnel training and improve the level of enterprise management team. We should invest cautiously and develop diversified businesses cautiously. It is necessary to strengthen credit construction, improve product quality, improve social responsibility, and establish a good corporate image of honesty and trustworthiness.