Compared with traditional commercial loans, provident fund loans have absolute advantages in interest. Through provident fund loans, the dream of buying a house will be realized as soon as possible. However, not everyone can get a loan smoothly and need to meet certain conditions. Next, look at the loan conditions of Xianning provident fund.
1, and the housing accumulation fund has been paid regularly for more than half a year;
2. The borrower has full capacity for civil conduct, holds valid identity documents and has no bad personal credit record;
3, can provide legal and effective within 2 years of purchase, construction, renovation, overhaul of owner-occupied housing related certification materials and proof of down payment;
4. There is a legal and full guarantee;
5. Families who buy houses in different places in the province can apply for loans by using the paid housing provident fund. Employees who purchase houses within the administrative area of Xianning City may apply for loans at the location of the real estate. When buying a house, employees can apply for housing provident fund loans for both parents and children. Mom and dad are old, how to buy insurance? I just sorted out the relevant content, hoping to help you: the latest in 2020! List of cancer insurance rankings suitable for seriously ill parents
Bao Ge reminds: What are the loan conditions of Xianning Provident Fund? Xianning provident fund loans are mainly for employees who have paid the housing provident fund for more than half a year, have full capacity for civil conduct, have valid ID cards and have good credit.
Does Xianning mortgage recognize housing and loan?
As of February 8, 2022, 65438, none.
At present, Xianning's loan policy is to recognize loans but not houses. If there is no loan in the housing bank in other provinces, you can enjoy the first suite policy.
Xianning City is a prefecture-level city in Hubei Province. Located in the middle of China, in the southeast of Hubei Province, on the south bank of the middle reaches of the Yangtze River, bordering Hunan and Jiangxi. Since liberation, Xianning has been subordinate to Xiaogan, Wuhan and Daye. Xianning area 1965 established the city,1set up the city by the end of 1998.
What is the annual interest rate of Xianning first home loan 10 in 2008?
4.9%。 According to official website of Xianning Real Estate Bureau, the annual interest rate of mortgage in 20 18 Xianning area 10 is 4.9%, so the annual interest rate of the first home loan is 4.9%, and the annual interest rate refers to the one-year deposit rate.