The types of houses that can be loaned are: houses that have obtained real estate licenses under the names of individuals and enterprises; Affordable housing; Residence (including central delivery room); Rebuild the relocated houses; Commercial housing; Villa; Office; Shops and business premises; Factory buildings, land, etc.
Second, can public houses be mortgaged?
No, how much do you need?
3. Can the company property be mortgaged?
Legal analysis: Of course, the office building under the company name can have the corresponding property right certificate, and of course you can apply for mortgage loan. Enterprise real estate mortgage loan refers to the real estate with clear ownership provided by enterprises as mortgage guarantee for loans. When banks and other financial institutions confirm their normal operating conditions and issue loans, the amount is approved according to a certain proportion of the real estate assessment value of the mortgage, and the bank pays the amount.
Legal basis: People's Republic of China (PRC) Article 15 The following properties that the debtor or a third party has the right to dispose of may be mortgaged:
(a) buildings and other land attachments
(2) The right to use construction land;
(3) the right to use the sea area;
(4) Production equipment, raw materials, semi-finished products and products;
(5) Buildings, ships and aircraft under construction;
(6) means of transportation;
(seven) other property as prescribed by laws and administrative regulations.
The mortgagor may
4. Can the company property be mortgaged?
According to the Civil Code, if the property right belongs to the company, the company can mortgage the loan with the property, but the loan amount cannot exceed the value of the property.