Can Ping An Insurance Company's wealth management products be bought? Is it reliable?

First of all, senior sister can tell you for sure that Ping An Insurance Company's wealth management products are available and reliable. Friends who have a certain understanding of insurance should know that we will sign an insurance contract when purchasing insurance. This insurance contract in black and white has legal benefits and is protected by national laws, so we basically don't have to worry about the reliability of insurance.

Some friends think that insurance is unreliable, maybe they are unfamiliar with insurance, or they listen to the one-sided words of insurance agents, which leads to the fact that the actual income is inconsistent with what they say.

Here, Senior Sister has also compiled a complete book of insurance knowledge for everyone, so you can learn about it and avoid detours in the future: Super Complete! Everything you want to know about insurance is here.

In addition, in China, all insurance companies will be supervised by China Banking and Insurance Regulatory Commission. China Banking and Insurance Regulatory Commission has set certain standards for the solvency of insurance companies.

The specific standards are as follows: 1. The core solvency adequacy ratio is not less than 50%; 2. The comprehensive solvency adequacy ratio is not less than100%; 3. The comprehensive risk rating is above Grade B.. If it does not meet any of the above requirements, it is a company whose solvency is not up to standard.

As Ping An has many subsidiaries, let's take China Insurance Company Ping An Life Insurance Company of China Insurance Company as an example. According to the solvency report of China insurance company Ping An Life Insurance Company of China in the third quarter of 2022, its core solvency adequacy ratio is 65,438+040.9%, its comprehensive solvency adequacy ratio is 250.0%, and its comprehensive risk ratings in the first and second quarters of 2022 are BB. All data meet the standards set by China Banking Regulatory Commission.

Here, Sister Xue also compiled an article on how to treat insurance companies for everyone. Interested friends can find out: what should we look at when we look at insurance companies?

Finally, if you want to know more about Ping An Insurance Company's small partners, you can read this article: What about China Ping An Life Insurance Company of China Insurance Company? What products are there? What are the good ones? What are the problems worthy of in-depth analysis?

The above is all my answers to this question, I hope it will help you!

Hope to adopt!

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