I Jinzhong Longxin Internet Microfinance Co., Ltd.
Jinzhong Longxin Internet Microfinance Co., Ltd. was established on 20171015. The legal representative is Xue Jie's business scope, including the development of Internet microfinance business, so it is simply a company that handles microfinance.
Second, the conditions for small loan companies to handle
When handling small loans, the applicant must be at least 18 years old and have full capacity for civil conduct. Applicants must have a stable address, work place or business premises, a stable source of income and the ability to repay loans. Applicants must also have a good credit information system, have never been suspected of a criminal case, have no bad credit record, and meet other conditions stipulated by the loan company. However, when handling the loan, the borrower must pay attention to the company's reputation, see the interest rate and interest clearly in the contract in advance, and take photos to collect evidence to prevent the loan company from tampering with the contract information.
Third, the benefits of formal bank loans.
The cost of applying for a loan from a regular bank is relatively low. In the loan market, the loan cost of banks is the lowest, especially for small and medium-sized enterprises. There are many national support policies, and banks have also responded to the call of the state, which is good news for enterprises. Moreover, there is no handling fee for handling loans in banks. The lending interest of microfinance companies is basically above 2 points, and a certain handling fee, commonly known as guarantee fee or management fee, is often added to the interest cost, but there is no such fee for applying in formal banks. If you apply for 6,543,800 yuan, you will get 6,543,800 yuan, and there is no extra cost. The bank's lending speed is also quite fast. As long as customers who meet the requirements of the bank generally only need to provide the information required by the bank, the loan will be very fast, which takes about 1~3 days.