Can private individuals get loan companies? Yes, but they need to be qualified.
2. What are the requirements for an individual registered company and how much is the registered capital? ...
Hello!
I suggest you look at the company law, which contains everything you need. After reading it for a while, I forgot that the legal minimum capital is 30,000 yuan, but in reality it is impossible to have at least1200,000 yuan of registered capital, and the more the better.
Typing is not easy, adopt it!
3. How do personal loans account for the company's operating interest?
When a company borrows money from an individual, the principal is included in the current account, and the interest paid should be included in the financial expenses. However, the tax law stipulates that the interest of bank loans borrowed by non-financial enterprises from non-financial enterprises can be deducted before tax, and the excess part is not allowed to be deducted before tax.
When a company borrows money from an individual, it shall withhold and remit the interest at the actual interest rate of 20%.
1. Can the company borrow money from natural persons?
According to the Supreme People's reply on how to confirm the effectiveness of lending between citizens and enterprises, lending between citizens and non-financial enterprises (hereinafter referred to as enterprises) belongs to private lending. As long as the meaning of both parties is true, it can be considered as valid. However, it has been
1. Enterprises illegally raise funds from employees in the name of lending;
2. Enterprises illegally raise funds from the society in the name of borrowing;
3. Enterprises issue loans to the public in the name of lending;
4. Other acts in violation of laws and administrative regulations.
If the loan interest rate exceeds the prescribed interest rate, and the interest rate does not exceed four times the bank loan interest rate in the same period, and the lender requires the borrower to pay interest at the agreed interest rate, the people will support it.
If the interest rate agreed between the borrower and the lender exceeds four times the bank loan interest rate for the same period, and the lender is requested to return the paid interest, the people shall support it.
The relevant legal basis of this article.
Article 38 of the Regulations for the Implementation of the Enterprise Income Tax Law of People's Republic of China (PRC) stipulates that the following interest expenses incurred by an enterprise in its production and operation activities are allowed to be deducted: the interest expenses borrowed by a non-financial enterprise from a non-financial enterprise shall not exceed the amount calculated according to the similar loan interest rate of a financial enterprise in the same period.