The installment platform provides the service of "paying rent by installment and monthly". The service introduction only shows that the rent is withheld by a third-party bank or financial institution, and the overdue payment of rent requires a late fee of 50 yuan/day, without mentioning "credit investigation" and other related contents. The staff of the platform told us that we should pay the rent in installments, provided that we sign a lease contract for at least one to two years. If the lease is cancelled in advance, a certain penalty and 1% of the remaining rent shall be paid to the platform as the "prepayment procedure" of the financial institution.
In the legal relationship between the rental agent and the tenant, if the legal relationship between the tenant and the financial institution is involved, the agent must inform the tenant; If the tenant's credit information is not informed, the rental agent shall bear the responsibility. If the intermediary informs the tenant that the tenant does not agree, the intermediary shall directly sign a lease contract with the tenant, and shall not arbitrarily raise the price because the tenant does not agree to the loan; If the intermediary informs the tenant and the tenant agrees, the financial institution and the tenant shall sign a loan contract, clearly stipulating the rights and obligations of both parties.