1. The general arrival time of company transfer is as follows:
(1) Fast account arrival usually refers to real-time account arrival, with no more than 2 hours at the latest;
(2) It takes 1 to 3 working days to handle the inter-bank transfer transaction with the help of the bank counters of both parties;
(3) Transfer money on Friday night, usually arriving at the account as early as next week and arriving at the account on Wednesday at the latest;
(4) Transfer money before 3 pm during the day from Monday to Friday, which can generally be received on the same day.
2. Legal basis: Article 44 of the Banking Supervision Law of the People's Republic of China.
Those who set up banking financial institutions without authorization or illegally engage in business activities of banking financial institutions shall be banned by the the State Council Banking Regulatory Authority; If the case constitutes a crime, criminal responsibility shall be investigated according to law; If it does not constitute a crime, the the State Council Banking Regulatory Authority shall confiscate the illegal income, and if the illegal income is more than 500,000 yuan, it shall be fined more than one time and less than five times; If there is no illegal income or the illegal income is less than 500,000 yuan, a fine of not less than 500,000 yuan but not more than 2 million yuan shall be imposed.
Two. The transferring bank rejected the transaction for the following reasons:
1, daily limit. Users can't trade again when the transaction amount reaches the limit in a single day;
2. The card status is incorrect. The user's bank card is invalid or frozen, and the transaction cannot be made;
3. The available balance is insufficient. The user's bank card has insufficient funds to facilitate the transaction;
4. System failure. There is a problem in the banking system, and it may be necessary to verify the identity information of the cardholder before the transaction.