The platform collapsed and disappeared
The following may happen after bankruptcy.
1. was taken over by other companies and continued to operate after rectification.
2. The platform was rectified within a time limit due to violation of regulations, and continued to operate after rectification.
3. The platform has been thoroughly cleaned up due to violation of regulations, but the investors, that is, the creditors contributed by the platform, still have the right of recourse against the borrower, and the borrower shall repay it at the statutory interest rate.
So finally, I warn you not to take any chances. According to your own strength and ability, you need to be cautious in borrowing. Don't touch that ray!
The financial platform says that making money is also a business. You borrowed money to earn interest service fees, earned service fees and interest of 100 people, and then suddenly 10 people didn't pay it back. It makes sense that you called the police. In fact, the failure to return 10 can also be understood as the loss of 10 single business. Let's talk about it Can't people in financial business lose money? How many industries have gone bankrupt. Earn 100 yuan, lose 10 yuan, can't you stand it? Not to mention the statutory interest, people are different, their qualifications are different, and the conditions for bringing money are different. It's good to shut down all those vampire financial procedures.
Online lending just moved usury to the Internet. What kind of life have you seen your hometown people lead without paying back usury? When I think about it carefully, I know that if I am the owner of an online loan company and I can't get my money back, I will be a dead horse and entrust all the loan contracts belonging to a prefecture-level city to local gangsters, so that local gangsters can earn a good income every day and get my money back.
It is natural to borrow money and pay back the money. Some people come up with the bad idea of not paying back the principal. That's impossible, and in the end it will be sued for enforcement!
There are many problems in paying back the money. First, where is the money? The app is gone, how can I return it? Second, the online loan companies are gone, and it is useless to pay back the money in the app. Third, whether the illegal interest charged by online lending companies should be repaid. Fourth, people who owe online loans are violently collected, and their body and mind suffer a huge blow. How does this protect their rights?
If you want the online lending platform to close down, you don't have to pay it back. You can only say that the idea is naive. In reality, it is more likely that the online lending platform has not closed down, and you have been urged to close down, and even if the online lending platform closes down, there is a high probability that it will be returned in the end, so don't always think about falling pie in the sky. Try not to have this kind of luck, so as not to affect your later life.
Is this a good thing? This is not a good thing. For example, you borrowed 1000, and then the platform closed down. Later, you lived a dull life for five years and even forgot about it. As a result, one day, you received a court summons asking you to repay the principal 1000 plus the overdue fee1000.
If the online loan company goes bankrupt, the arrears will definitely be transferred to others. If you don't flush, you may not have time, or you may dig a bigger hole.