1. No commitment to fixed income. If there is no buying, the price is static, just like the suspension of the stock. As long as the platform company has the strength, it will never lose money on the product (partition disk) (because the price will not fall, there will be a 10% commission). There are no storage fees, logistics fees, taxes and fees, no shelf life, and no capital cost (funds come from investors). So most of the risks are avoided. 10% of the commission of the platform company is used to maintain the basic expenses of the company's office staff. The biggest risk here is the long-term suspension of trading, and the company's strength is not enough to maintain the company's daily basic expenses. For this reason, the platform closed down, and I haven't heard of it at present. If you promise the benefits, it will be the biggest risk. Mutual funds, compound interest funds and dividend funds basically have similar characteristics. Some split funds are too large in the initial stage, or split regularly, which is risky. This depends on the strength of the company. The company is strong enough to use its own funds to eliminate bubbles and let investors get more benefits. Of course it is better, but it is a minority after all. If the splitting ratio and speed are kept too high, or the splitting is carried out regularly for more than one year, a huge bubble will be generated and there will be great risks.
2. Matching ratio: there is a matching ratio when entering the market, which is generally 50-60%. The rest of the money is matching, and the rest of the money is used to pay for the team leaders to open up the market. The higher the distribution ratio, the better. Always remember that wool comes from sheep, and the company's profit is not enough to cover the cost of market development (various bonuses), or it can't meet the needs of static beneficiaries. There is a risk that the platform will close down. The skin is gone and the wool is on the body.