Hengan Standard is a British company with a history of 200 years. Their life insurance products reflect the rigorous attitude of the British people, unlike some insurance companies that pull people over first and then pay the rest.
If you are insured, such as accident insurance, they will give you a physical examination, and you will be informed if there is anything unqualified in the physical examination. Maybe you can't do this insurance; Or like financial insurance, they will tell you all possible risks, make clear the precautions, and will not hide all the precautions until it is too late to find the problem.
After all, it is a joint venture, more formal, well managed, with higher dividends and faster claims.
Generally speaking, this is a reputable company with a good claim.