According to Baidu's query, the disposal of non-performing assets refers to the activities of comprehensively using all means and methods to realize and enhance the value of assets within the scope permitted by laws and regulations. In China, non-performing assets disposal companies are institutions with legal business qualifications, which have been established with the approval of the state and obtained corresponding qualifications and business licenses, and their business activities are legal.
Disposal methods of non-performing assets can include the following:
1. Direct recovery: recover debts or collateral from debtors through legal means or negotiation.
2. Packaging and selling: packaging non-performing assets into asset packages, selling them to other investors or institutions, and recovering part or all of the principal.
3. Debt-to-equity swap: some non-performing assets are converted into equity, and managed and recovered through equity investment.
4. Asset securitization: transforming non-performing assets into securitization products, issuing them to investors and recovering funds.