According to the announcement of Jingui Bank, due to Jinjiang Real Estate loans overdue and Shanghai Xilin filed a lawsuit with the court on 20 18 and 10, Jingui Bank assumed joint and several guarantee responsibilities, and the bank deposits in five bank accounts * * * 19366700 yuan were frozen. It was not until June 14 this year that Jinjiang Real Estate repaid the interest, and Shanghai Xilin released Jingui Bank's joint guarantee responsibility for this loan.
Due to the decline in profitability and the contract disputes involved in this guarantee, on March 2, this year, Oriental Jincheng International Credit Rating Co., Ltd. adjusted the credit rating of Jingui Bank, and lowered the credit rating of Jingui Bank and "14 Jingui Bond" from AA to AA-. China Economic Weekly once reported this matter.
The administrative supervision book revealed that due to Jingui Bank's failure to fulfill its information disclosure obligations in time, Chairman Cao Yonggui, Directors Zhang Pingxi, Liu Chengmeng and Xu Jun failed to perform their duties faithfully and diligently, and the Hunan Securities Regulatory Bureau of the CSRC took the supervision measures of issuing warning letters to Jingui Bank and the above four people.
Regarding the administrative supervision measures of the regulatory authorities, Jingui Bank said on June 29 that "the company will comprehensively sort out the internal management system and improve the construction of the company's internal control system; Strengthen the standardization of seal management and use, seriously reiterate the company's seal use management measures, effectively standardize the seal use behavior, and make the supervision of seal management continuous and normal; Train directors, supervisors, senior managers and heads of relevant departments. "
Today (July 1), an insider of Jingui Banking revealed that "this punishment is very light, and it is also the consideration of the regulatory authorities for protecting enterprises. With the lifting of the equity pledge crisis of the controlling shareholder, Great Wall Asset Management Company and Hunan Caixin Financial Holdings will serve as strategic investor investment companies, optimistic about the company's long-term development. "