1, Bank of China's wealth management. The wealth management products launched by Bank of China are mainly Bank of China's debt wealth, Bank of China's accumulated wealth and Bank of China's steady wealth series, with a minimum of 1 000 yuan and a maximum of 300,000 yuan, with an average yield of about 4.5%. Low risk and high return. You can apply for purchase at the bank counter, or you can log in to the financial column of online banking and mobile banking.
2. Financial management of CCB: There are many financial products. It focuses on the wealth management series "Ganyuan", with an investment threshold of 50,000 yuan, a maximum purchase amount of 6,543,800 yuan and an average yield of about 4.2%. The highest income of the products with daily salary and monthly overflow launched by CCB can reach 5%, which is the highest among the five major wealth management products.
3. Agricultural Bank's financial management: Agricultural Bank's financial management products include four series: Anxin, Anxin, Huilifeng and Benlifeng. The investment threshold is 6,543.8+0,000 yuan, the highest investment amount is 6,543.8+0,000 yuan, the income is slightly lower, and the average rate of return is about 4. 1%.
4. Industrial and Commercial Bank of China, whose wealth management is called ICBC Wealth Project, has launched some wealth management products with guaranteed capital, with an average yield of around 4%, which is the lowest among the five major banks. There will be regional restrictions on the special purchase of ICBC Wealth.
5. Bank of Communications Financial Management: Bank of Communications products are divided into guaranteed and non-guaranteed products. The investment threshold is 6,543,800 yuan, and the maximum investment is 6,543,800 yuan. The average return on investment is about 4.6%, and the investment period ranges from 3 months to 24 months.
Extended data
Within one week of purchasing the product, log in to official website Bank, call customer service or log in to mobile banking to compare the benefits of the product; When comparing the income, see clearly the nature of the product and distinguish the product type: fixed income, net worth or equity. If in doubt, you can consult the financial managers of various banks.
There are two kinds of capital preservation financial management, one is capital preservation floating income, the other is capital preservation income. Generally speaking, the interest rate of capital preservation floating income products is higher than that of capital preservation income products, and this is also the case. Of the guaranteed income products issued this week, only two banks (Korla City Commercial Bank and Shanghai Bank) have interest rates above 4%, and their product interest rates are below 4. 1%!