1, which is not covered by the insurance; For example, if you buy critical illness insurance or medical insurance, you will be out of danger, and there is no waiting period. This can be said to be a common sense problem. The first statement in the insurance clause is that you will not lose money.
2. Not covered by insurance; For example, someone bought accident insurance or annuity insurance, and as a result he was hospitalized with appendicitis. He took the invoice to the insurance company for reimbursement, and the insurance company would definitely not take the blame.
3. Concealing one's actual health status and being refused compensation; Nowadays, many people know that insurance companies will ask to fill out health notification forms when purchasing health insurance such as medical insurance and critical illness insurance, but some salesmen fool users not to pay too much attention to this link in order to promote orders. This led many friends to fill in the health notice at will. Results After investigation, the insurance company made a decision to refuse compensation on the grounds that the customer concealed his illness.