Ping An has its own subsidiary, Ping An Pratt & Whitney, which is managed by Ping An. Pratt & Whitney has not cooperated with other guarantee companies since its establishment.
2. Can Ping An Insurance Company get a loan?
China Ping An can get a loan. China Ping An launched personal or family consumption loan business guaranteed by insurance companies. This loan model does not need mortgage, but it still needs insurance company's audit to repay the loan, which is equivalent to being guaranteed by Ping An Group. The lender shall pay the insurance premium to Ping An Group in one lump sum after obtaining the loan, and deduct the bank interest and monthly repayment amount regularly every month. According to the relevant regulations of China Banking Regulatory Commission, any loan shall not be used for investment in the stock market, futures market or any other equity investment. Ping An Easy Loan Insurance Loan can be used for any reasonable enterprise emergency or emergency, including purchasing materials. Ping An loan in China needs to be audited by Ping An Insurance Company before it can be issued. China Ping An Insurance is also a very large insurance company, so all its financial products are safe. In addition, Ping An Group's new "credit guarantee insurance" has solved this problem. Lenders don't have collateral, and banks are worried that customers can't pay back their money and can't control their risks. So the bank handed over the risk management to Ping An, and Ping An would check the customer information. Ping An will sign a "credit guarantee insurance" policy with customers if it is determined that the applicant has sufficient repayment ability after examination. Customers with Xinbao are equivalent to Ping An Group as a credit guarantee, and can directly sign a "personal consumption loan" contract with the cooperative bank with a credit policy. Ping An Bank Loan: You can apply at a local bank. Application conditions:
1, Chinese mainland residents aged 18.
2. Have a stable address and place of work or business.
3. Have a stable source of income.
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
3. Do Ping An Bank and the guarantee company have cooperative loan projects?
Handle new loans to help the new era!
You may be a new white-collar worker and need further study, get married, buy a car or decorate? You may also be a powerful businessman and need to expand your business? It doesn't matter if you don't have a house or a car. Can I apply for a new loan as long as I meet the following conditions?
1, aged 25-55, with a monthly income of more than 4,000 yuan;
2. Holding a second-generation ID card;
3. One of the work relationship, household registration and family property is in the location of the bank branch;
4. No bad credit record.
Free mortgage, help life! Please call 400-800-3333 for consultation.
"Ping An Jinlingtong" is a comprehensive financial service for middle-and high-income stable retail customers, which is based on ic debit cards above the gold card level of our bank, combined with personal credit revolving credit loans and based on "ic debit card personal credit revolving credit".
Product advantage
Revolving credit, borrowing and repayment
No mortgage, no guarantee
Credit line 1 10,000 yuan ~ 300,000 yuan.
The loan is repaid with interest on a daily basis, and there is no penalty interest for early repayment.
Emergency financing, instant credit
Emergency financing, get ready.
Instant card issuance and instant credit at the counter
The application is simple and the loan is integrated.
Apply with the second-generation ID card, and all the application forms have been solved.
It has the functions of ic debit card and credit revolving credit loan.
Dynamic management and long-term effectiveness
According to the customer's asset status, the credit line and pricing are adjusted dynamically on a regular basis.
There is no fixed expiration date for the credit line, so there is no need to apply again.
Multi-channel service, convenient and fast
You can provide "inquiry", "withdrawal" and "repayment" services through counters, advanced online banking, telephone banking, pocket banking and ATMs.
Easy to use, credit card consumption, cash withdrawal can be.
Comprehensive financial services, privileges and immunities
Customers can enjoy our comprehensive financial services such as settlement, loan, wealth management and insurance, as well as various preferential rights.
Application method
1. Cardholders can apply to the personal loan processing center of the branch;
2. Counter 2-in-1 application: save your complicated information and solve all card application, credit application and signing application forms;
3. Log in to our advanced online banking and click the link to apply online (the specific online time will be notified separately).
Application conditions
1. The applicant is a China citizen with full capacity for civil conduct and holds a second-generation ID card;
2. Only working customers, and the applicant is 25 years old (inclusive) to 55 years old (inclusive);
3. The applicant has no bad credit record;
4. Other conditions required by the bank.
Ping An Bank's real estate mortgage consumer loan turns real estate into ATM!
High amount
Up to 75% of the property value.
Widely used
Decoration, shops, cars, travel, study abroad? Meet all your consumer needs.
Interest rate province
Ultra-low interest rate, affordable.
convenient to use
One-time mortgage, line recovery, quick cash withdrawal.
Quick loan
The procedure is simple and convenient.
(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)
You only need to prepare the following information:
1, identification;
2. Marriage certificate;
3. Proof of work and income;
4. Information about the purpose of consumption;
5. Mortgage property information.
The application channel is right beside you.
1. Consult our nearest dealership;
2. Consult your financial manager in our bank;
3. Call customer service hotline 955 1 1.
Brief introduction of real estate mortgage consumer loan;
Real estate mortgage loan refers to a customer applying for a loan from a bank with personal housing or commercial housing as collateral for purchase, car purchase, shopping, decoration, tourism and other consumption purposes.
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Car owners live in peace!
1. New car loan
A new car loan refers to a consumer loan you apply for when you buy a new car.
Product features:
Low threshold: the minimum down payment is 20% and the application materials are simple.
High amount: the maximum loan is 5 million.
Quick loan: complete information, the fastest loan 1 working day.
Long-term: the longest loan period is 5 years.
2. Used car loans
Second-hand car loan is a consumer loan applied for when buying a second-hand car.
Product features:
High quota: minimum 40,000 and maximum 5 million.
Low threshold: simple materials, not limited to local household registration.
Accurate evaluation: simply and quickly evaluate the car price.
3. Car surcharge loan
Car purchase surcharge loan refers to the loan applied for when buying a new car or a used car, which is used to pay the related extra expenses incurred when buying a car. Its uses include purchase tax, vehicle insurance, vehicle decoration and so on. No mortgage or pledge guarantee is required.
Product features:
Widely used: purchase tax, vehicle insurance, vehicle decoration, etc.
Simple application: apply, approve and lend money synchronously with car loan.
Quick loan: complete information, the fastest loan 1 working day.
High quota: the maximum loan is 300,000.
Automobile loan processing flow:
Submit application materials-> Bank approval-> Sign a contract-> offer loans
Ping An Bank's first-hand housing loan will fulfill your dream of living in peace!
Provinces of interest
Ultra-low interest rate, affordable.
High amount
The loan ratio is as high as 70%, making it easy to buy a house.
long-term
The longest loan period is 30 years, and the monthly payment is worry-free.
Simple procedure
One-time signing, three-step lending (application, approval and lending).
Easy to repay
A variety of repayment methods, convenient to save interest.
(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)
You only need to prepare the following information:
1, identification
2. Marriage certificate
3. Proof of work and income
4, the purchase of real estate information
The application channel is right beside you:
1. Please consult our real estate service point.
2. Consult our nearest dealership.
3. Call customer service hotline 955 1 1.
Brief introduction of first-hand housing loan business:
The first-hand loan business refers to the loan business in which the borrower buys a property from a real estate developer, pays the down payment by himself, and pays the rest through a bank loan, with the purchased property as collateral, and repays the interest and principal in installments within the loan period.
Deposit against loan
Product introduction:
When a mortgage customer opens a "deposit-to-loan" product, the funds in the repayment account will be regarded as early repayment according to a certain proportion, and the saved loan interest will be returned to you as wealth management income.
Product features:
1, save more and pay back more loans, saving more loan interest.
2. Applicable to all mortgage loan businesses.
3. Interest is calculated on a daily basis. The higher the loan interest rate, the higher the income.
4. Deposit funds can be withdrawn freely, which is flexible and risk-free.
Two-week supply
Product introduction:
"Biweekly repayment" is a repayment method different from traditional monthly repayment. The loan is changed from once a month to once every two weeks, and the repayment amount is half of the original monthly repayment amount. Loans must be issued faster and interest must be saved more.
Product features:
1. Shorten repayment period
2. Save interest expenses
3. The repayment pressure is basically unchanged.
revolving loan
Product introduction:
"Revolving loan" means that a customer applies to our bank for a revolving credit line with real estate as the maximum mortgage, and the customer can withdraw money at any time as needed without exceeding the credit line; When customers have sufficient funds, they can repay at any time, saving interest. The loan amount is recycled to save interest to the greatest extent.
Product features:
1, one-time application, recovery
2. Borrow if you want, which is convenient for turnover.
3, want to pay back, deposit interest.
4. The procedure is simple, convenient and quick.
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automobile mortgage
Product overview
Loans obtained from mortgaged vehicles for consumption and operation shall be repaid in the form of equal principal and interest or average capital.
Product characteristics
Take care of the vehicle: after the money is lent out, the vehicle will still be yours.
Efficient approval: the materials are complete, and the loan will be released as soon as 1 day after the mortgage is completed.
Flexible use: it can be used for purchasing, purchasing and other business purposes, and can also meet consumer needs such as decoration, tourism and wedding.
Adequate amount: the maximum amount of a single loan is 500,000.
Prepare information:
Second generation ID card
Vehicle driving license and motor vehicle registration certificate
Proof of income, such as bank running water or income certificate issued by the company.
Proof of residence, such as water, electricity and coal bills.
Ping an bank second-hand housing loan, round your dream of living in peace!
Provinces of interest
Ultra-low interest rate, affordable.
High amount
The loan ratio is as high as 70%, making it easy to buy a house.
long-term
The longest loan period is 30 years, and the monthly payment is worry-free.
first-rate service
Bank supervision down payment, safe and worry-free; Matching foreclosure loans is quick and thoughtful.
Simple procedure
One-time signing, three-step lending (application, approval and lending).
Easy to repay
A variety of repayment methods, convenient to save interest.
(Tips: Due to the influence of national policies and personal credit status, the loan interest rate, amount and term are subject to the final approval result of our bank)
You only need to prepare the following information:
1, identification
2. Marriage certificate
3. Proof of work and income
4, the purchase of real estate information
The application channel is right beside you:
1. Please consult our real estate service point.
2. Consult our nearest dealership.
3. Call customer service hotline 955 1 1.
Brief introduction of second-hand housing loan business:
Second-hand housing loan business refers to the loan business in which the borrower buys a second-hand house from the seller, pays the down payment first, and the rest is paid by bank loan, with the purchased house as collateral, and repays the interest and principal in installments within the loan period.
4. Do Ping An Bank and the guarantee company have cooperative loan projects?
Ping An has its own special loan subsidiary Ping An Platts, which has not cooperated with other guarantee companies since the establishment of Pratt & Whitney.