What are these five customer groups?

Conservative, cautious, investment-oriented and speculative corporate customers.

Conservative type: laid-off workers, those who stay at home to take care of their assets, those who are afraid of risks, and the elderly. Steady type: employees, civil servants, doctors, migrant workers, soldiers and returnees with good operating efficiency. Investment types: businessmen, corporate finance, financial investors with clear risk awareness, and returnees. Speculative type: people speculate in foreign exchange and stocks, who want to make a fortune without knowing it. Corporate customers: corporate bosses, corporate finance.

Customer profile

Hakka is a kind of household registration in the ancient household registration system in China, which generally refers to non-indigenous households as opposed to the main household. It is not a unified class or stratum, including landlords, yeomen, urban vendors and unemployed people.

Customers or clients can refer to natural persons or organizations that accept property, services, products or ideas in exchange for money or something of value. Buyers of commercial services or products may be the final consumers, agents or middlemen in the supply chain.

Traditionally, customer and consumer are the same concept, and their meanings can be indistinguishable. But for enterprises, customers and consumers should be distinguished. Customers focus on specific market segments, and their needs are concentrated; Consumers are aimed at individuals, and their needs are scattered.