At present, many banks handle the loan business of buying cars. Regarding the relevant procedures in the process of handling, I recommend you to go to a loan network in official website to find out where there will be professional customer service to answer your questions. Generally, when applying for a loan to buy a car, you must first understand the necessary conditions and information for buying a car with a loan. Secondly, the necessary information for applying for a loan: loan application, valid identity documents, occupation and income certificates, basic family information, certificates or documents required for guarantee, car purchase contract or agreement, and other conditions required by the lender when applying for a loan through a dealer. shuqian.qq.com//car_prf.html
2. What is the process of buying a car with Hefei loan? Can you elaborate on it?
You can apply for a car loan The down payment is generally 20%~30%, and you can apply for a credit loan to buy a car. You don't need mortgage guarantee, but you need to have a stable job and income, and provide proof of salary. The application conditions and materials for ordinary car loans are as follows. Frequently asked questions are as follows-
1, car loan application conditions (1) have valid identification and full capacity for civil conduct; (2) Can provide a fixed and detailed address certificate; (3) Have a stable occupation and the ability to repay the loan principal and interest on schedule; (4) Personal social credit is good; (5) Holding a car purchase contract or agreement approved by the lender; (6) Other conditions stipulated by the Cooperation Organization.
2. Original ID card, household registration book or other valid proof of residence of the application materials for easy loan for car purchase (1), and provide a copy thereof; (2) proof of occupation and economic income; (3) car purchase agreement, contract or letter of intent signed with the dealer; (4) Other documents required by the cooperation organization If you need a loan, I recommend you to go to Easy Loan China. Easy Loan China is a formal loan intermediary. The online loan application can be completed in three minutes, and there is no charge for failure. Easy loan-a credit car loan for car buyers who lack funds. Amount: RMB 50-200,000. Address of registration form:/activity/product/carroan-fudan061029008.html.
3. What is the specific process of applying for a loan to buy a car in Hefei?
1. After you are optimistic about the vehicle to be purchased, fill out the Application Form for Automobile Consumption Loan and the Credit Status Questionnaire, and submit them to the loan bank together with the relevant certificates of personal situation.
2. The bank conducts pre-loan investigation and approval. If the loan conditions are met, the bank will promptly notify the borrower to fill in various forms.
3. Notify the borrower to sign the loan contract, guarantee contract and mortgage contract, and go through the mortgage registration and insurance procedures.
4. The bank issues loans (the bank transfers money directly to the car dealer's account).
5. The borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and the car pick-up note issued by the bank.
4. What are the procedures for Hefei auto mortgage?
Hello, if you are in our bank, you can use your new car as collateral, and other loan businesses do not use vehicles as collateral. If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp； Logincmu=0. Thank you for your attention and support!