1. Short-term loan: within one year (inclusive), with interest rate of 4.35%.
2. Medium-and long-term loans: 1 to 5 years (inclusive), with an interest rate of 4.75%. For more than five years, the interest rate is 4.90%.
3. Personal housing provident fund loan: less than five years (inclusive), with interest rate of 2.75%. For more than five years, the interest rate is 3.25%.
4. When examining the loan applications of customers with different credit status, Bank of Nanjing will assess and determine the actual loan interest rate according to the situation, and float with reference to the above-mentioned benchmark interest rate.